Beat the September Rush – Use a Mortgage Broker in Nottingham

It’s already that time of year again, the end of the summer holidays and the kids are going back to school. For those who want to resume to normal working life, this may be a huge relief!

As a Mortgage Broker in Nottingham, we know that a lot of people put off their mortgage/remortgage during the summer holidays as they simply don’t have enough time. This results in a large number of applicants all applying in September once the kids go back to school.

Have you ever thought about getting ahead of the game and trying to beat the rush? Doing so could allow you to get in front of potential competitors and help you secure your dream home faster than expected.

Fast and friendly mortgage advice in Nottingham

Here are some reasons why jumping the gun and starting your process early could help you secure a mortgage quicker than expected.

Beating competitors

If you’re currently viewing properties, you will know that there is always some sort of competition with other buyers. However, this could step up even more in September. With homebuyer demand expected to rise, rather than there being one other party looking to buy a property, there could end up being more than a few.

Our mortgage advisors in Nottingham will do their best to help you stand out in front of these buyers, however, to eliminate the number of competitors, you can start your process sooner rather than later. Beating them to the rush could help you secure your dream property.

As a first time buyer in Nottingham, you will want to put yourself in the best position possible at the point of application. You want to let your lender know that you’re a reliable applicant so that you can get in front of other buyers – we can help you with this.

AIP at the ready

We can get an Agreement in Principle (AIP) arranged for you within 24 hours of your free mortgage appointment.

An AIP shows that you’ve been agreed a certain amount in principle by a lender. This can show the property seller that you’re ready to proceed quicker than someone who doesn’t have an AIP in place.

If you get your AIP arranged before September, you could be able to make an offer on a property straight away, no hassle is needed.

Contact us and we will get your AIP arranged within 24 hours of your appointment.

A quicker overall process

Less buzz in the market means that your overall mortgage process should be quicker… right? Well, that answer can depend on which route you choose to take at the very start of your journey.

If you choose a mortgage broker in Nottingham like us, you could end up shooting your way through the process and have a property secured within weeks, you just have to go through the evidencing your income, affordability stage after that.

However, if you choose to go to a bank or building society, you could still end up being put in an appointment queue. There probably won’t be a huge backlog as you are still getting ahead of other people who are going to apply in September, however, they still may put off your application, meaning that it could dip into September anyway.

At Nottinghammoneyman, responsiveness is one of our core values, we believe that you should be able to book a mortgage appointment with a mortgage advisor in Nottingham straight away. With our service, we want you to beat the rush and get you through your process with a fast and friendly service.

Speak to a mortgage advisor in Nottingham

We have mortgage advisors in Nottingham available 7 days a week. You can book your own mortgage appointment by using our online booking feature today. With the help of a mortgage advisor in Nottingham, you could get the chance to beat the September rush!

Once the kids go back to school, the market will be back on fire. Start your mortgage process today and claim your free mortgage appointment. Whether you’re looking to purchase as a first time buyer or remortgage in Nottingham, we’re more than happy to help.

We hope to hear from you soon!