The Right to Buy Scheme is ran by the government, and will allow any eligible tenants who are living within England, to purchase their current rental property from the council for a slightly discounted price.
The discounted price can be influenced by the property’s market value, the length of time you’ve been a public sector tenant, the location you are in and the type of property you are buying.
The specific calculations can vary, so it’s always worth checking with someone to know the specifics of what you may be entitled to.
So long as you have spent at least 3 years (this doesn’t always have to be continuous) renting from your local authority and are secure tenants of your local authorities property, you may be eligible for a Right to Buy in Nottingham.
When you purchase a property via Right to Buy in Nottingham, that property will be valued at the full market price with the discount from the government being applied before you make your purchase.
If at the moment you are currently residing in a council house and you are named on the tenancy agreement, you may be eligible to purchase your home from the local authority (this is usually the council or housing association) for a discounted price.
Generally speaking, you’ll find that because you are being given a discounted purchase price, you won’t be required to put down a deposit (though this isn’t always the case).
The discount will be at a percentage of the property price. This discount is determined from a few different factors, such as where you are living, as well as how long you have been a council tenant.
Something that is perceived to be a major advantage for taking out a Right to Buy in Nottingham is that because of your discount, there will be equity already in your house.
Again, there’s a lot that will determine how much, such as your discount amount and the properties true value.
For the most part, we find that it is first time buyers who are looking to do a Right to Buy in Nottingham.
As a mortgage broker in Nottingham, we work with you, the customer, supporting and guiding you through every step of the mortgage process. This is the case from when you first get in touch, all the way until completion.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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Megan Elizabeth
I have been impressed with UK Moneyman since using Jason as my mortgage advisor. Clear communication from the beginning and always happy to answer any questions. I would recommend to anyone looking to buy their next home.
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Mac Clarkson
Very professional and more importantly personal service.
13 Oct 2026
A K
Alex was super helpful and professional. He answered all our questions, and we texted and called him many times. Thank you, Alex, for making our first experience of getting a mortgage so smooth!
13 Oct 2026
Jia Wang
Our mortgage adviser, Jason Loft, was recommended to us by a close friend, and the service he provided was exceptional. As first-time buyers, we had little knowledge of the process and a great deal of uncertainty and concern about how everything would go. Jason is also responsive with clear explanation on any concern. He is the best adviser we could have asked for. Great service!
9 Oct 2026
Luis SL
Alex and Joe were fantastic throughout the whole mortgage process. They were professional, helpful and incredibly quick to respond to any questions. They made everything straightforward and stress free, and we really appreciated their support. Highly recommended!
4 Oct 2026
Steven Wilkin
Brilliant. Dont know how else to write it. We went through every step every question , laid the process and what to do when unsure . Can not recommend hi enough. Listened to my worries , talked and discussed . Had brilliant advice and knowledge . Well worth contacting and discussing future home move . Every aspect even when I was unsure were explained. Went extra mile with contacting other people . Really worth it . Thank you
25 Aug 2026
Yas Jaw
The staff here were exceptional and greatly helpful. As a first-time buyer, I had no hope of getting a mortgage, but then I met the team, and everything changed. Always communicating to give updates and emailing the solicitors to check progress. Want to say a massive thank you to Dinah and Louise; you guys are great. Excellent service 👏
21 Aug 2026

Speaking with one of our expert mortgage advisor in Nottingham is essential to discuss your mortgage scenario.

With a wide selection of lenders offering specialised products designed specifically for those utilising the right to buy scheme.

Our committed mortgage advisors in Nottingham will handle the submission of your mortgage application and organize any additional documentation required by the lender.

Alongside finding the most suitable mortgage deal, we are good at assisting those looking for insurance coverage to protect you and your loved ones financially.
As an open & honest mortgage broker in Nottingham, we always aim to help our customers, including those who are in the market for a Right to Buy in Nottingham.
From your first point of contact, all the way through until your mortgage completes, your trusted and experienced mortgage advisor in Nottingham will work alongside you, ready to answer all of your questions.
Our team of mortgage advice experts in Nottingham are able to search through 1000s of mortgage deals for you, working hard to try and find you the perfect mortgage deal for your circumstances.
We can also offer our assistance when it comes to arranging conveyancing solicitors, helping you to decide on which survey would be right for you to choose. If you need any help with other additional homebuyer services, please feel free to ask your mortgage advisor. They will do their best to help in any way that they can.
Our team of mortgage advisors in Nottingham will be on hand to provide guidance all throughout the week, from early until late. The Right to Buy process isn’t always straightforward and we will do our best to help you over any hurdles you come across. We aim to reduce your stress levels, helping you to feel both relaxed and excited for your mortgage outcome.
Mortgage advice in Nottingham is accessible at times that best suit you. We have time slots to work around both your work and personal life, from early until late, including weekends, subject to availability.
Please take a look at our amazing customer reviews. They are a genuine reflection of the level of service we always strive to provide our customers with.
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