Life insurance is designed to pay out, usually in a lump sum, in the event of death. With regards to your mortgage, the sum assured should be enough to pay off your outstanding balance. One of our dedicated protection and mortgage advisors in Nottingham will be able to take at look at specific details with you and help you to find the most appropriate insurance deal for your personal and financial situation.
It will be entirely dependant on your personal circumstances and which policy you end up choosing. If you go for a more complicated policy, you will likely be paying more. Of course, if it is more simple, you may be paying less.
Your first Life Insurance quote will factor in things like your lifestyle, age and medical history. If you are younger and healthier, you will also probably be paying a lot less.
In the event that a claim has to be made, the cover can either be paid out all in one go as a lump sum, or periodically as a regular payment. This again, depends on the options the original policy holder decided to choose.
When you take out the policy, it is entirely up to you how your insurance is used. As an example, you can set it out so that when you pass away, your mortgage debt is paid off. Once again, this is completely up to you.
It’s very important to us that all of our customers are given an equal opportunity to take insurance our through ourselves. We wouldn’t be doing our job right if we didn’t mention it!
We offer all of our customers a free, no-obligation protection review where we’ll have a look at any existing policies you have in place and assess their suitability. We’ll then recommend which products, including critical illness and income protection that meet your needs. If required, we’ll then tailor the plan to match your available monthly budget.
For insurance business we offer products from a range of insurers.
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We knew absolutely nothing about the mortgage experience! Chris made this whole experience less stressful! He not only was an amazing advisor but his personality is amazing! We made the right choice in in choosing UK money man, they really are the best!
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We had such a great experience with Chris Thompson and his team! They first helped us when we were buying our first home, and honestly, as first time buyers, we had so many questions. They were incredibly patient and made sure we understood everything clearly. The advice they gave us was spot on and really helped us feel confident throughout the whole process. We recently remortgaged with Chris and his team and once again, they were excellent. They provided clear, accurate information and guided us through every step just like they did the first time. We’re really grateful for all their support, both with our first mortgage and the remortgage. I’d definitely recommend anyone looking to buy their first home or remortgage. They really know their stuff and genuinely care about helping their clients!
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Excellent guidance and service from start to finish. Chris Wardall was helpful, informative, friendly and very patient with me being a first timer buyer . Great service from Chris and the whole team. Service was consistant with regular updates and no delays.i highly reccommend using this company.
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Dan B.
They've been very helpful from start to finish. Conor is on the ball and always takes the time to answer questions
5 Feb 2026
Katie Radford
The support we received from Jason & Amy was fantastic and as First Time Buyers helped guide us through something that was very new and unfamiliar to us. We did have a really quick and smooth process however, so feel like we didn't really get to use their services to the fullest. We would definitely recommend them to anyone looking to buy a house whether you are a First Time Boyer or looking to move up the property ladder.
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I've had an excellent experience with UKMoneyman. They are a professional, helpful team who have been responsive and supportive throughout the whole process. They were able to find me a very competitive mortgage that suited my needs. I would have no hesitation recommending them.
26 Sep 2025
Liam Brown
100% recommended! Found us a great mortgage, and communication is fantastic. Very punctual, very knowledgeable and extremely helpful. As first time buyers, there's a lot of things we didn't know or understand, and Chris was extremely helpful with all of this.
6 Aug 2025
During your free initial insurance review, we will delve into your history and gather pertinent details to create a customised plan that aligns with your financial resources.
With our team, they can search through an extensive array of insurance products, identifying the one that best caters to your distinct requirements and financial circumstances.
Once you are content with the product we have recommended, we will proceed with submitting your application to the provider. In certain instances, the policy provider may need additional information prior to accepting the application.
As your circumstances change, the policies you initially acquired when you obtained your mortgage may no longer be suitable for your situation, which is why we can make sure your policies are always up to date and provide you with expert mortgage advice in Nottingham along the way.
We offer all of our customers a Free Insurance Review in Nottingham. Get yourself booked in for a free insurance appointment, by using our contact form, booking feature or phone number, and we will see how we can help.
A insurance and mortgage advisor in Nottingham will take a look at your personal and financial situation before they recommend you the best potential policy for you to take out. They will always remain open and honest with you, keeping you comfortable at all times. If you are unsure about anything during your Life Insurance process, your advisor will gladly discuss this with you.
We always want to ensure that our customers are well protected with a Life Insurance policy in place. This means that if you pass away, your family are safe in the knowledge that your payments will be covered with the payout of your policy.
As a mortgage broker in Nottingham, we’ve found that Life Insurance is typically taken out in conjunction with other policies, depending on your personal situation. Find out more by heading to our other insurance guides and pages.
If you are thinking of taking out more than one insurance policy, there are other options to explore with Nottinghammoneyman. We offer menu plans to allow you to set up multiple different policies at once. Contact us to find out more and we will see whether we can help.
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