Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
Porting a mortgage refers to the process of transferring your current mortgage to a new property. This option is beneficial if you are currently locked into a fixed rate agreement and interest rates have risen since you obtained your mortgage, or if you have a long-term tracker rate that you wish to maintain.
By porting your mortgage, you can avoid paying any early redemption fees when moving to a new home. This allows you to keep your current mortgage rate, term, and features intact. However, it is important to note that when porting a mortgage, your lender will still conduct income checks and assess affordability, just like with a new mortgage application.
If you are also looking to borrow additional funds for your new property, this amount will be subject to a different deal than your existing loan. Therefore, you will need to apply for additional borrowing during the application process.
Porting a mortgage allows you to keep your existing mortgage deal while moving to a new home. While most mortgages are portable nowadays, each lender has their own set of criteria, making it crucial to seek mortgage advice in Nottingham to understand your options.
If your new home is more expensive than your current one and you need to borrow more from your lender, this will require a new application with a new interest rate and term, which may differ from your current deal.
Alternatively, you can opt for a new moving home mortgage and explore other lenders in the market. Our team of mortgage brokers in Nottingham can help you in comparing the two options and determining which one is most advantageous for your specific situation.
Our mortgage porting service offers you the expertise of our mortgage brokers who will assess your options and advise you on whether it is more beneficial to port your mortgage or explore other options in the market. We are here to address all of your inquiries and provide you with support and guidance throughout the entire process.
We understand that there may be obstacles along the way, such as with the mortgage, surveys, and valuation, and we are committed to helping you overcome them. However, it is important to note that when porting a mortgage and taking on additional borrowing, your future remortgage may become more complicated.
This is because you will have to wait until both parts of your mortgage have completed their deals in order to align them. This may result in one part being placed on the lender’s standard variable rate for a period of time, which may incur slightly higher costs until the other part is completed. To learn more about our services, speak to one of our mortgage advisors in Nottingham today – it’s completely free!
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
97 5 Star Reviews
Jessica Hopkins
Matthew has been brilliant throughout my entire first home purchase journey. Hes been very patient and understanding and i couldnt have wished for a better experience. Thankyou so much for making this a less stressful for me and explaining everything in detail!
27 May 2026
Hannah Ryley
We knew absolutely nothing about the mortgage experience! Chris made this whole experience less stressful! He not only was an amazing advisor but his personality is amazing! We made the right choice in in choosing UK money man, they really are the best!
7 May 2026
Josh King
Jason and Jo have been brilliant, from the very first phone appointment to obtaining our offer we had great communication and support throughout.
27 Apr 2026
Shauna Rose Wilkinson
Brilliant team! The service from everyone we’ve spoken to at UK Moneyman has always been flawless and so clear at every step, we wouldn’t use anyone else. Thank you!
1 Apr 2026
Harry Mak
We had such a great experience with Chris Thompson and his team! They first helped us when we were buying our first home, and honestly, as first time buyers, we had so many questions. They were incredibly patient and made sure we understood everything clearly. The advice they gave us was spot on and really helped us feel confident throughout the whole process. We recently remortgaged with Chris and his team and once again, they were excellent. They provided clear, accurate information and guided us through every step just like they did the first time. We’re really grateful for all their support, both with our first mortgage and the remortgage. I’d definitely recommend anyone looking to buy their first home or remortgage. They really know their stuff and genuinely care about helping their clients!
4 Mar 2026
Gaynor Browne
Excellent guidance and service from start to finish. Chris Wardall was helpful, informative, friendly and very patient with me being a first timer buyer . Great service from Chris and the whole team. Service was consistant with regular updates and no delays.i highly reccommend using this company.
3 Mar 2026
Dan B.
They've been very helpful from start to finish. Conor is on the ball and always takes the time to answer questions
5 Feb 2026
Katie Radford
The support we received from Jason & Amy was fantastic and as First Time Buyers helped guide us through something that was very new and unfamiliar to us. We did have a really quick and smooth process however, so feel like we didn't really get to use their services to the fullest. We would definitely recommend them to anyone looking to buy a house whether you are a First Time Boyer or looking to move up the property ladder.
5 Oct 2025
Jane Nolan
I've had an excellent experience with UKMoneyman. They are a professional, helpful team who have been responsive and supportive throughout the whole process. They were able to find me a very competitive mortgage that suited my needs. I would have no hesitation recommending them.
26 Sep 2025
Liam Brown
100% recommended! Found us a great mortgage, and communication is fantastic. Very punctual, very knowledgeable and extremely helpful. As first time buyers, there's a lot of things we didn't know or understand, and Chris was extremely helpful with all of this.
6 Aug 2025
During your initial consultation, which is free of charge, your mortgage advisor in Nottingham will collect important details about your earnings and expenditures in order to establish the highest amount you can afford.
A skilled mortgage consultant in Nottingham will carefully examine a diverse selection of mortgage options to discover the ideal one that suits your specific needs.
In addition to helping you find the perfect mortgage, our services go beyond and include offering insurance advice to protect you and your family.
Our service goes beyond merely helping you port your mortgage. We will also advise you on relevant insurance policies to safeguard you and your family financially.
As a valued customer, we are pleased to offer you a complimentary home movers’ review with no obligation to continue. During this review, your advisor will thoroughly examine your plan to ensure it is both affordable and feasible for your moving plans. We will carefully assess your monthly payments and maximum borrowing capacity.
At Nottinghammoneyman, we possess extensive experience in helping customers with their mortgage requirements. Our team has encountered and successfully handled a vast range of situations, making us well-equipped to handle any challenge. With our wealth of knowledge and expertise, we are confident in tackling even the most complex cases.
If you are wondering about your choices for moving home in Nottingham, our committed team of mortgage advisors in Nottingham is available to talk about your situation and offer any needed advice. They will help you from the initial contact until you receive the keys to your new residence.
After obtaining preliminary information from you and understanding your objectives, our reliable mortgage advisor in Nottingham will thoroughly scour through countless mortgage options on your behalf.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
Download For Free
Read our 355 Reviews
Nottinghammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Nottinghammoneyman 2009–2026
Contact
Follow Us
Nottinghammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Nottinghammoneyman 2009–2026
Speak to an Advisor
7 Days a Week, 8am – 10pm
We value your privacy
This website uses cookies. If you continue to use the site, we will assume that you agree with our use of cookies.
