Fast & Friendly Mortgage Advice in Nottingham
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We love helping all our customers, especially the ones who really need Mortgage Advice in Nottingham - it's not just about finding a mortgage, it's about the journey. We will hold your hand through the full process.
To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 0115 860 2193.
Enquire OnlineTo speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 0115 860 2193.
We love helping all our customers, especially the ones who really need Mortgage Advice in Nottingham - it's not just about finding a mortgage, it's about the journey. We will hold your hand through the full process.
Enquire Online4.95 Rating284 Reviews
Christopher
Charlie has been the ideal advisor in the months we've worked together. Knowledgeable, honest, personable and consistently happy to help. He and his team have made my experience as a first-time buyer a LOT less confusing!
1 week ago
Anna
Would and will be recommending this company. They (Conner) provided an extremely professional and efficient service in switching over our mortgage to a better interest rate. Always very contactable which quite frankly is something in this day and...
1 week ago
Alexander
Great service. Best value. We spoke to 3 brokers. Money man had the best deals so went with them. Service was fantastic. The mortgage we wanted was being pulled on the day so Paula went out of her way to ensure they had everything to send our...
1 week ago
Jan
first time I’ve used U.K. money man and I would like to say big thank you to Chris and Stacey who were helping us with our mortgage and made whole process smooth and easy for us from beginning to the end.Thank you 🙏
2 weeks ago
Jonathan
Very helpful and informative. Kept us in the loop and followed up with emails. Thank you!
1 month ago
Baljinder
Conor was excellent and efficient through the process and always helpful. Would highly recommend Moneyman.
1 month ago
Rosalind
Paula and Dan worked on our remortgage and we cannot recommend them highly enough. Dan initially handled the case and was very thorough, efficient and found us a great deal. We needed to remortgage around the time of Kwarteng’s mini budget so it...
1 month ago
Amy
Daniel was my mortgage advisor and he was excellent, friendly, efficient and honest in what was available to me in the current climate. Will continue to use Nottingham Moneyman for my remortgages.
2 months ago
Molly
Really happy with the care and support we received throughout our mortgage application! Communication was easy & response time was fast - thank you!
2 months ago
Emily
Leo and Jo were really great in getting us a mortgage. We’re both first time buyers and really didn’t understand the process, Leo made it very easy. He answered my calls every time without fail and held my hand through the process. Jo was...
2 months ago
Saira
Matt Collinson and Lyndsey Smith have been exemplary. The entire service has been exceptional. Matt is unbelievably helpful and knowledgeable. The team communicate efficiently and regularly. They are patient with queries and concerns. Hugely...
3 months ago
Anne
We are really pleased with the advice and support we received from Matt Collinson at UK moneyman. From start to finish he was very friendly, honest, knowledgeable and very contactable throughout. When faced with a bit of a turbulent market he...
4 months ago
Shaun
Understood the issues, and explained the various options making it easy to decide. All done promptly too. Perfect.
4 months ago
Akbar
Excellent, helpful and friendly service. I have recommended to various others already.
5 months ago
Shawn
Excellent service helped me from start to finish with buying my property with great advice and communication throughout thanks Malcom and the team
5 months ago
Anonymous
Very helpful throughout the process of securing a mortgage. Happy to talk through different options and offered explanations when requested
8 months ago
Jacqueline
Matt Collinson and Chloe dealt with our mortgage application. Excellent service. Working late and weekends when time is of the essence.
9 months ago
Andrew
Fantastic service by Charlie and Lyndsey, very knowledgable and professional and helped my wife and I secure a great mortgage deal. We will definitely be using their services again in the future and I would highly recommend!
9 months ago
Grace
Dinah Harros and Anna Braithwaite were outstanding! No question was too silly, really informative and easy to get a hold of - thank you both so much for helping us get life insurance and a mortage for our first home.
10 months ago
Sean
Brilliant service, Ryan and Lyndsey have been fantastic and couldn’t do enough for us and always in touch. Finally we have our dream home! Thank you so much Lauren & Sean x
10 months ago
- Mortgage Advice
- Why Us?
Mortgage Advice in Nottingham – Mortgage Broker in Nottingham
Welcome to our website for Nottinghammoneyman, an open & honest mortgage broker in Nottingham. It is our job to provide open and honest Mortgage Advice in Nottingham, giving our customers complete support and guidance throughout their mortgage journey.
We have a strong team of experienced Mortgage Advisors in Nottingham who always work hard to ensure that the home buying and remortgage process is as stress-free as it can be. Our team will be on hand, from your first point of contact, until your mortgage completes.
How can we help you obtain a mortgage in Nottingham?
We will always aim to deliver exceptional service to all of our customers who get in touch, whether they’re new to the process or have spoken to us before. You are welcome to take a look at our genuine reviews, as this is proof of the levels of service we aim to provide all who get in touch.
Customer service is at the heart of everything we do. We love to take care of our customers and help them to reach all of their mortgage goals, by providing fast & friendly Mortgage Advice in Nottingham. Our team will always do their best to reduce your stress levels.
We have a good reputation for always being open and honest with our customers during their process. We will always recommend the most suitable option for their circumstances. For example, if you’re looking to remortgage but you’re better off doing a product transfer or staying on your current deal, we’ll be honest and tell you so.
A true benefit to using a Mortgage Broker in Nottingham like us, is that we have access to such a large panel of lenders. We’re able to look through 1000’s of mortgage deals to make sure you are on the most suitable mortgage with favourable rates. This often includes deals you wouldn’t get by going direct. You are our top priority and we’ll always try to save both your time, and your money.
How our Mortgage Advice process works in Nottingham
As a trusted Mortgage Broker in Nottingham, whether you are looking for your first mortgage or looking to remortgage, we’ll try to find the best one for your circumstances. Book a free mortgage appointment with one of our fantastic Mortgage Advisors in Nottingham, at times that best suit your schedule. We’re open 7 days a week, with appointments subject to availability.
During your mortgage appointment, your Mortgage Advisor in Nottingham will need to gather more information about you and what you are looking to do. Once they have done that, they can search through 1000’s of mortgage products to find the best one. Your advisor will go over everything in more detail with you during this appointment.
If you are happy with the mortgage deal that we recommend to you, then we can start looking at getting you an agreement in principle. This is incredibly beneficial for making offers on a property, as it shows the seller you’re ready to go. We can typically get this for you within 24 hours of your initial appointment.
The next step is to find a house and make an offer, if you haven’t already. Once that offer has been accepted, get back in touch with your Mortgage Advisor in Nottingham, who will proceed with a full mortgage application.
Now, it’s up to us. We will go ahead and submit your full mortgage application. Your case handler will make sure that you are always up-to-date with everything, until a formal mortgage offer has been received.
We always like to keep in touch with customers even after they have completed. When your initial fixed-period is coming to an end, we’ll be back in touch to see if you’re happy with your current deal and to see what we can do for you further.
Contact your Mortgage Broker in Nottingham
If you need the assistance of a Mortgage Broker in Nottingham to get a mortgage, our dedicated team are here to help. No matter if you are a nervous first time buyer in need of guidance, a home mover needing someone to reduce the stress, a landlord looking for help on a buy to let mortgage, or have a complex case and need Mortgage Advice in Nottingham, we will be happy to help you.
Our Mortgage Advisors in Nottingham are on available 7 days a week. Book your free mortgage appointment today and we’ll get started on your mortgage journey.
Why choose Nottinghammoneyman?
We have been working with mortgages for well over two decades now. During this time our Mortgage Advisors in Nottingham have come across lots of different mortgage scenarios. No matter how unique your situation is, it’s likely we have heard of something similar.
Combining our experience and knowledge with a strong determination, we will work hard to help you find a competitive mortgage deal. Depending on your credit file and affordability, we will hopefully be able to help you find mortgage success.
Specialist Mortgage Scenarios
Whether you’re trying to get accepted for a second mortgage or trying to get one with a CCJ, our expert advisors have done it all. Each of our Mortgage Advisors in Nottingham has a specialist knowledge of every mortgage type.
We even have access to a wide panel of specialist mortgage products to search through, oftentimes with deals you cannot get by going direct to a bank or building society.
7 Days a Week
Our team are here every single day of the week, working from early in the morning, until later in the evening. This means you can speak to someone at a time that best suits you and your busy schedule.
These working hours also run alongside our expert mortgage advisors working schedule, meaning there are time slots at times outside of the regular 9 to 5, subject to availability.
We want what is best for all our customers and will make sure that they have the best deal for their circumstances.
Getting Mortgage Advice From Your Bank
Regularly we hear from customers who are wanting Mortgage Advice in Nottingham after being declined by the bank.
Common reasons for being declined by the bank include (but are not limited to); not fitting criteria, failing affordability checks, unable to get an appointment, or they aren’t willing to lend enough.
If any of these situations apply to you, you should definitely get in touch with an expert Mortgage Broker in Nottingham, as they will work hard to try and help you!
The earlier you seek to obtain advice from a Mortgage Broker in Nottingham, the better off you’ll be when the time comes to find the best mortgage deal.
Mortgage advice in Nottingham – Options:
We search 1000's of mortgage deals across a large number of lenders, including:
Common mortgage questions
Our dedicated mortgage advisors in Nottingham will provide you with a free mortgage appointment that typically lasts around 30 mins.
During this appointment, we will gather information about your financial and personal situation.
Based on the information obtained during the consultation, your mortgage advisor in Nottingham will then search for the ideal mortgage deal tailored to your specific needs.
If you are satisfied with the mortgage offer presented by your mortgage advisor in Nottingham, the next step is to proceed with your mortgage application.
Our mortgage process is composed of several stages. Firstly, we will ask you to complete our Fact Find to provide us with a clear understanding of your mortgage needs and goals.
Next, you will have a free appointment with a mortgage advisor in Nottingham, who will begin searching for mortgage options that are tailored to your individual circumstances. If we find a suitable offer that meets your requirements, we can proceed with your mortgage application.
To obtain an agreement in principle, we will conduct a credit check on you and gather supporting documents to validate your mortgage application.
Once we have submitted your mortgage application, we will wait for a formal mortgage offer to be issued.
We highly recommend obtaining an agreement in principle before you start viewing properties if you’re planning to apply for a mortgage.
This is because an agreement in principle is usually required to make an offer on a property, and it can also help you negotiate prices.
As a mortgage broker in Nottingham, we can help you to obtain an agreement in principle from a mortgage lender, which demonstrates their willingness to grant you a mortgage based on your financial circumstances.
With an agreement in principle in place, you can have a better idea of what properties you can afford and approach the buying process with more confidence.
The validity period of an agreement in principle (AIP) typically ranges from 30 to 90 days, but this may vary depending on the specific mortgage lender.
In case your AIP expires before you find a suitable property, you can easily renew it by contacting your mortgage advisor in Nottingham or the mortgage lender.
As a mortgage broker in Nottingham, we often see customers seeking a second mortgage for various reasons. Some of the most common reasons include:
– Consolidating debt.
– Making home improvements.
– Investing in a buy to let property.
– Other reasons, such as purchasing a holiday home or helping a family member with a mortgage.
When applying for a mortgage in Nottingham with a high street lender, a minimum deposit of 5% is typically required. If you have a history of bad credit, this percentage may increase.
Obtaining a mortgage may be a bit more challenging if you have a history of bad credit, but it’s not impossible!
In such cases, some mortgage lenders may require a slightly larger deposit from you, typically around 10-15%.
Whilst this is the case, there may still be many options available to you, and as an experienced mortgage broker in Nottingham, we can help you find a mortgage lender that is willing to work with your situation.
Submitting at least one year’s worth of accounts increases your chances of getting approved for a mortgage.
The mortgage lenders we work with typically consider your salary plus dividend to determine the maximum mortgage amount.
Some lenders may base their calculations on your net profit. The criteria varies from lender to lender.
– Photo ID (Driving license, Passport, etc.).
– Proof of Address (Utility bills, tax bills, credit card statements, etc.).
– Latest 3 months’ payslips & Latest P60 (employed applicants)
– Latest 2 years’ tax calculations and corresponding overviews (self-employed applicants)
– 3 months’ bank statement proving the deposit being built-up with an explanation for any large credits.
Typically, your free mortgage appointment in Nottingham will take approximately 30 mins.
After the appointment, we can provide you with an agreement in principle, usually within 24 hours. Once you have decided to proceed, the next step is to submit your mortgage application.
On average, it takes about three weeks to receive a formal offer from the mortgage lender.
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