Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
& Surrounding Areas
Speak with a mortgage advisor 7 days a week, 8am - 10pm
0115 860 2193Speak to an Advisor
& Surrounding Areas
Speak with a mortgage advisor 7 days a week, 8am - 10pm
Enquire Online 0115 860 2193
Welcome to Nottinghammoneyman, your home of trusted, expert mortgage advice in Nottingham.
Our team is committed to making the home buying and remortgaging process stress-free and straightforward.
To speak with a mortgage advisor in Nottingham, book your FREE initial mortgage appointment online.
Welcome to Nottinghammoneyman, your home of trusted, expert mortgage advice in Nottingham.
Our team is committed to making the home buying and remortgaging process stress-free and straightforward.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
We take immense pride in being open and honest mortgage advisors in Nottingham. Our unwavering dedication is focused on helping customers with their mortgage inquiries and providing them with the support they need.
Our commitment to delivering excellent service is evident in the positive reviews we consistently receive. The Nottinghammoneyman team of trusted mortgage advisors in Nottingham are here to guide you through your mortgage journey with both simplicity and confidence.
Whether you’re entering the property market as a first time buyer in Nottingham or an existing homeowner exploring various options like moving home, remortgaging in Nottingham, or considering later life lending solutions, we are here to help you realise your mortgage objectives.
At Nottinghammoneyman, we embrace a hands-on approach to mortgage advice in Nottingham, accompanying you every step of the way, from the initial consultation to the successful completion of your mortgage application. Our aim is to simplify the mortgage process and make it as stress-free as possible for all those who reach out to us.
At Nottinghammoneyman, our committed team of mortgage advisors in Nottingham meticulously will look through a myriad of mortgage deals to identify the one that perfectly aligns with your specific goals. Our objective is to not only save your time but also safeguard your peace of mind by simplifying the often intricate and demanding mortgage landscape.
With our highly proficient mortgage administrators and seasoned mortgage advisors in Nottingham, you can rest assured that you are in capable hands. It’s a rarity for us to encounter a situation we haven’t encountered in some form before, which means we are well-prepared to navigate various scenarios and provide you with sound guidance.
Whether you’re a first time buyer in Nottingham or someone who hasn’t navigated the property market in a while, our service is designed to be a valuable resource for you.
We understand that buying a new home can be a challenging endeavour, and we are here to provide unwavering support throughout the entire process. No matter what hurdles we encounter along the way, we’ll work together to overcome them.
For existing homeowners in Nottingham looking to explore remortgaging options, our expertise comes into play as we meticulously scrutinise thousands of deals to identify the one that suits your needs best.
During the remortgage process, many of our clients contemplate capital raising solutions, including funding home improvements or consolidating debts like credit cards and loans. This is a specialised area, and we are committed to offering you transparent and candid advice, always keeping your best interests at the forefront of our recommendations.
Your reliable mortgage advisor in Nottingham is here to offer help and guidance on all matters related to mortgages, ensuring that you have access to our expertise seven days a week, from early morning until late in the evening. Our dedicated team is just a phone call or email away, ready to provide support and answer any questions you may have about your mortgage.
Having been a mortgage broker in Nottingham since 2009, we have come across almost every single mortgage situation. We will consider all applications; no problem is too big for us! Don’t hesitate to call even if you believe that your situation is too complicated as it’s more than likely that we have faced that hurdle before and know exactly how to help you.
Maybe you are self employed, a company owner, a partner, a contractor or on a probation period with a new employer and are struggling to get a new mortgage arranged. This is where an experienced mortgage advisor in Nottingham will prove highly beneficial.
Also, this will apply if you have had credit problems in the past, been bankrupt, have a CCJ and/or a poor credit score.
We have in-depth knowledge of lending criteria and experience providing expert advice to clients with all types of individual situations.
Frequently, our clients initially approach their own bank when seeking mortgage advice in Nottingham. However, many find themselves turned away for a variety of reasons, including not meeting the bank’s criteria or facing strict affordability checks, difficulties in securing appointments, or simply not being able to borrow the amount needed.
If you find yourself in any of these situations, it’s crucial to reach out to a mortgage broker in Nottingham, such as our team, who are eager to help you. The sooner you seek advice from a broker, the more advantageous your position will be when you’re ready to secure a mortgage deal.
In our role as your mortgage broker in Nottingham, we will diligently search through a vast array of residential and buy to let mortgage options on your behalf. Our panel includes a diverse range of mortgage lenders, encompassing both high street and specialist products.
It is advisable to consult with a mortgage broker like us even before you start viewing properties with estate agents. This proactive approach enables us to provide you with a clear understanding of your budget and to prepare a mortgage agreement in principle document, which can bolster any offers you decide to make.
Being well-prepared through early mortgage advice in Nottingham positions you as ‘mortgage ready,’ potentially giving you an advantage over other prospective homebuyers who may not have taken such an organised approach when making offers on properties.
Count on Nottinghammoneyman for transparent and honest mortgage advice in Nottingham, available 7 days a week.
Our Customers Love Us
4.96 Rating352 Reviews
Robert
UK Money Man, Conor and the team were great and sourced us a mortgage that we were unsure we could get. Second time using UK Money Man and we would certainly use them again. Fantastic service
1 month ago
Olivia
As a first-time buyer, I wasn’t really sure what to expect with getting a mortgage, but Matt at Nottingham Money Man was brilliant from start to finish and immediately put us at ease from the first phone call. He explained everything really...
2 months ago
Anonymous
Very helpful, just what we needed.
2 months ago
Karen
Smooth transition. Meetings on time. Lovely and really helpful staff who know what they’re doing and all for your best interest.
2 months ago
Katie
These mortgage brokers are amazing, there quick responses made a stressful time feel like a breeze and answered any questions I had promptly and in detail. I could not recommend a better mortgage broker!
2 months ago
Christian
Great service and independent advise one again and our 3rd remortgage with Nottinghammoneyman. Found us a great option once again and a mortgage offer recieved very quickly. Would strongly recommend to anyone.
3 months ago
Abigail
I've used these Mortgage Brokers since I purchased my first house. I have renewed my mortgage with them twice since, it's helpful that they send you a reminder to discuss options 6 months before the renewal. Conor Longthorn who helped me with...
3 months ago
Anonymous
The staff (Matt and Lewis) were really helpful at every stage and got me a mortgage without much hassle at all.
3 months ago
E
Brilliant service from Paula Milner and Malcolm! If you have a particularly complex case as mine was this is the team whose hands you want to be in. Paula has the patience of a saint and handled the ups and downs of this process with empathy and...
4 months ago
Anna
Have dealt with this company for a few years now. Always seems hassle free and straight forward. Very good communication via email and phone appointments. Will continue to use and recommend 👍
4 months ago
Mr Christopher
Was very helpful and couldn’t thank enough
4 months ago
Dylan
Can’t thank Leo from Nottingham Money Man enough, with us every step of the way answering all the questions us as first time buyers had and helping with organising solicitors and lift insurance, can’t recommend this gent enough.
5 months ago
Tom
Charlie and Lizzi were always quick to respond whenever we got in touch and never failed to be helpful with all of our queries and requests.
5 months ago
James
This was my third mortgage with Nottinghammoneyman and they were excellent as always. There were lots of issues with the lender and they took the stress off by chasing them for me a lot.
7 months ago
Maggie
Both Dinah and Jo were great,friendly patient when answering my questions and throughly professional at all times. I am a first time buyer so knew nothing of the process involved. So thank you Dinah and Jo you couldn't have made it any easier for me
7 months ago
Emma
Malcolm was very patient, with me taking a long time to choose a property and with me being very indecisive. He support me through the whole thing and was always at the other end of the phone for any question or support!
7 months ago
Shaun
Listened, advised well and very efficient. Excellent
7 months ago
Anonymous
Very friendly and efficient service
8 months ago
Benjamin
All ways out standing all ways there to help and find a very good deal 5 star service every time
9 months ago
Callum
Fantastic communication from everyone. Helpful and supportive at every step, couldn't ask for more.
9 months ago
Our initial mortgage consultation, which comes at no cost to you, typically lasts around 30 minutes. As a seasoned mortgage broker in Nottingham, we’re proud to offer a swift turnaround time of 24 hours for an agreement in principle. All it takes is a brief phone call to collect the necessary information. On average, the issuance of a formal mortgage offer typically takes about three to four weeks.
If you’re an employee, you’ll typically need to provide three recent payslips and your latest P60 to substantiate your income. For self-employed individuals in Nottingham, the standard requirement includes the latest two years’ tax calculations and corresponding overviews.
You’ll also be asked for proof of identification (such as a driving license or passport), proof of address (via utility bills, tax bills, or credit card statements), and a three-month bank statement. This bank statement helps demonstrate the accumulation of your deposit, along with providing explanations for any significant credits.
The positive news is that securing a mortgage while being self employed in Nottingham is indeed feasible. To meet the requirements, you’ll typically need to provide at least one year’s worth of accounts. Furnishing these documents significantly enhances your chances of mortgage approval.
The maximum mortgage amount is usually calculated by most lenders based on your salary and dividends, while others may consider your net profit. The specific approach depends on the lender.
The encouraging news is that while prior credit issues may pose some challenges, obtaining a mortgage is not out of the question. You can still make it happen! In such cases, some lenders might request a slightly higher deposit, typically around 10-15%.
Typically, most mainstream mortgage lenders require a minimum deposit of 5%. However, this percentage may be higher, depending on your individual circumstances, particularly if you have a history of previous credit issues.
The positive aspect is that it’s entirely possible to hold two concurrent mortgages in Nottingham, as long as you have the financial capacity to manage the monthly repayments for both. If your aim is to achieve goals like debt consolidation or home improvements, you may explore the option of securing a second mortgage on your property.
The duration of an Agreement in Principle typically spans from 30 to 90 days, although this timeline is ultimately determined by the lender. If your Agreement in Principle happens to expire, there’s no need for concern; you can renew it by simply re-establishing contact with your trusted mortgage advisor in Nottingham.
As a dedicated mortgage broker in Nottingham, we strongly recommend obtaining an Agreement in Principle (AIP) as early as possible, ideally before commencing your property viewings. Having an AIP in place while viewing houses may offer you the potential advantage of negotiating prices.
Our mortgage process involves several distinct stages. The journey begins by getting in touch, where one of our reliable mortgage advisors in Nottingham will conduct a Fact Find to gain a comprehensive understanding of your unique mortgage situation.
Next, you’ll proceed to your free initial mortgage consultation, during which your designated mortgage advisor in Nottingham will initiate the search for mortgage deals tailored to your specific circumstances. If they identify an offer that aligns with your preferences, we can kickstart the mortgage application process.
Following this, they will perform a credit check to secure an Agreement in Principle. You will be asked to provide certain supporting documents to strengthen your mortgage application.
Finally, your mortgage application will be submitted, and we’ll await the issuance of a formal mortgage offer.
Your initial free initial mortgage consultation with your dedicated mortgage advisor in Nottingham typically lasts around 30 minutes.
Throughout this consultation, we’ll delve into your mortgage requirements and gain a deeper understanding of your needs. Once we have a clearer picture of your personal and financial situation, we will begin the search for mortgage deals that are an ideal match for you.
Regulatory Information
Nottinghammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain, you can view your rights below:
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Read our 352 Reviews
Nottinghammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Nottinghammoneyman 2025.
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Nottinghammoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Nottinghammoneyman 2025.
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