Fast & Friendly Mortgage Advice in Nottingham
Appointments Available on Evenings and Weekends
Read our 260 Reviews
We love helping all our customers, especially the ones who really need Mortgage Advice in Nottingham - it's not just about finding a mortgage, it's about the journey. We will hold your hand through the full process.
To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 0115 860 2193.
Enquire OnlineTo speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 0115 860 2193.
We love helping all our customers, especially the ones who really need Mortgage Advice in Nottingham - it's not just about finding a mortgage, it's about the journey. We will hold your hand through the full process.
Enquire Online4.94 Rating260 Reviews
Patricia
Tom Dent was brilliant with advice and he was very professional in the way he handled the matter. He was very reassuring all the time making sure that I did not worry about anything and didn’t lose hope even when things looked like the outcome...
1 day ago
Laura
Wayne was lovely and I didn't feel rushed at all during the phone calls we had. No issues with the process at all. Would highly recommend
6 days ago
Sarah
This is 3rd time we have used moneyman and we will definitely be using them again in the future! Really helpful with the full remortgage process.
3 weeks ago
Sukhbir
I just can’t believe it even today, that we have our Mortgage offer it’s been extremely stressfully time but our brokers Tom Dent and Chloe Masters always reassured us that it will be fine, they were professional informative and very...
1 month ago
Parminder
Absolutely the best brokers! No job too big no hurdle too huge. Chloe masters and Tom dent helped us get our dream home. They showed the same compassion and empathy we were feeling to what was the most stressful time of our lives! We will be forever...
1 month ago
Douglas
Really good service, very informative and helpful throughout the whole process.
1 month ago
Sarah
Very helpful. Always ready at the end of the phone or email to help. Would use again and recommend to others. Made everything so easy, they did all the hard work for me. Thanks
2 months ago
Ross
Matt was really helpful and supportive through the remortgage process. Matt was flexible with appointment times and we got a great deal with his help.
2 months ago
Richard
Very professional eazy to talk to would recommend them in the future
2 months ago
Melissa
Helen was a real delight. Very polite, informative and helpful. 😊
3 months ago
Zoe
So from not having a clue where to start or who to call we found uk Moneyman who took away any stresses we had and helped us from day one to now where we just received our first ever mortgage, can’t thank Tom and Kayleigh enough, even sorted...
3 months ago
Jamie
Outstanding service , this company took all our stresses away from start to end , they kept us updated every step of the way , provided us with the best deal out there and even sorted the solicitors out for us, we can’t thank Tom and Kayleigh...
3 months ago
Jordan
Excellent, prompt service and friendly staff. Couldn't recommend enough how much stress was removed from my shoulders from using their services. Thanks, Chloe and Leo for your hard work!
4 months ago
Livia
Absolute dream to deal with from start to finish, could not recommend enough for all the help and advice they have me!! Would highly recommend to anyone to use Tom , Kayleigh and team
4 months ago
Wilkins
Matt and Anna have both been amazing from start to finish. Not only did they secure me a mortgage offer after being advised by two other brokers that it was not possible, they did it in record time, as the offer was received 2 days after...
5 months ago
Leann
What can I say, Brilliant service kept me updated all the way. Big thank you to Kayleigh Meghan and also Leo for finding me a really good deal with my mortgage. excellent service would highly recommend.
5 months ago
Stuart
Very professional and helpful. Have used before and would use again.
7 months ago
Adrian
Amazing service! Jason and team were on top of the process. Very pleased to have chosen UK moneyman
7 months ago
Kazhal
Very helpful team great at what they do and got me a good deal.
8 months ago
Andrew
Matt Collinson was very helpful, organised and willing to walk us through every area we were unsure about - managed to get us a bigger mortgage than we expected, at a lower rate.
8 months ago
- Mortgage Advice
- Why Us?
Mortgage Advice in Nottingham – Mortgage Broker in Nottingham
Welcome to our website for Nottinghammoneyman, an open & honest mortgage broker in Nottingham. It is our job to provide open and honest Mortgage Advice in Nottingham, giving our customers complete support and guidance throughout their mortgage journey.
We have a strong team of experienced Mortgage Advisors in Nottingham who always work hard to ensure that the home buying and remortgage process is as stress-free as it can be. Our team will be on hand, from your first point of contact, until your mortgage completes.
How can we help you obtain a mortgage in Nottingham?
We will always aim to deliver exceptional service to all of our customers who get in touch, whether they’re new to the process or have spoken to us before. You are welcome to take a look at our genuine reviews, as this is proof of the levels of service we aim to provide all who get in touch.
Customer service is at the heart of everything we do. We love to take care of our customers and help them to reach all of their mortgage goals, by providing fast & friendly Mortgage Advice in Nottingham. Our team will always do their best to reduce your stress levels.
We have a good reputation for always being open and honest with our customers during their process. We will always recommend the most suitable option for their circumstances. For example, if you’re looking to remortgage but you’re better off doing a product transfer or staying on your current deal, we’ll be honest and tell you so.
A true benefit to using a Mortgage Broker in Nottingham like us, is that we have access to such a large panel of lenders. We’re able to look through 1000’s of mortgage deals to make sure you are on the most suitable mortgage with favourable rates. This often includes deals you wouldn’t get by going direct. You are our top priority and we’ll always try to save both your time, and your money.
How our Mortgage Advice process works in Nottingham
As a trusted Mortgage Broker in Nottingham, whether you are looking for your first mortgage or looking to remortgage, we’ll try to find the best one for your circumstances. Book a free mortgage appointment with one of our fantastic Mortgage Advisors in Nottingham, at times that best suit your schedule. We’re open 7 days a week, with appointments subject to availability.
During your mortgage appointment, your Mortgage Advisor in Nottingham will need to gather more information about you and what you are looking to do. Once they have done that, they can search through 1000’s of mortgage products to find the best one. Your advisor will go over everything in more detail with you during this appointment.
If you are happy with the mortgage deal that we recommend to you, then we can start looking at getting you an agreement in principle. This is incredibly beneficial for making offers on a property, as it shows the seller you’re ready to go. We can typically get this for you within 24 hours of your initial appointment.
The next step is to find a house and make an offer, if you haven’t already. Once that offer has been accepted, get back in touch with your Mortgage Advisor in Nottingham, who will proceed with a full mortgage application.
Now, it’s up to us. We will go ahead and submit your full mortgage application. Your case handler will make sure that you are always up-to-date with everything, until a formal mortgage offer has been received.
We always like to keep in touch with customers even after they have completed. When your initial fixed-period is coming to an end, we’ll be back in touch to see if you’re happy with your current deal and to see what we can do for you further.
Contact your Mortgage Broker in Nottingham
If you need the assistance of a Mortgage Broker in Nottingham to get a mortgage, our dedicated team are here to help. No matter if you are a nervous first time buyer in need of guidance, a home mover needing someone to reduce the stress, a landlord looking for help on a buy to let mortgage, or have a complex case and need Mortgage Advice in Nottingham, we will be happy to help you.
Our Mortgage Advisors in Nottingham are on available 7 days a week. Book your free mortgage appointment today and we’ll get started on your mortgage journey.
Why choose Nottinghammoneyman?
We have been working with mortgages for well over two decades now. During this time our Mortgage Advisors in Nottingham have come across lots of different mortgage scenarios. No matter how unique your situation is, it’s likely we have heard of something similar.
Combining our experience and knowledge with a strong determination, we will work hard to help you find a competitive mortgage deal. Depending on your credit file and affordability, we will hopefully be able to help you find mortgage success.
Specialist Mortgage Scenarios
Whether you’re trying to get accepted for a second mortgage or trying to get one with a CCJ, our expert advisors have done it all. Each of our Mortgage Advisors in Nottingham has a specialist knowledge of every mortgage type.
We even have access to a wide panel of specialist mortgage products to search through, oftentimes with deals you cannot get by going direct to a bank or building society.
7 Days a Week
Our team are here every single day of the week, working from early in the morning, until later in the evening. This means you can speak to someone at a time that best suits you and your busy schedule.
These working hours also run alongside our expert mortgage advisors working schedule, meaning there are time slots at times outside of the regular 9 to 5, subject to availability.
We want what is best for all our customers and will make sure that they have the best deal for their circumstances.
Getting Mortgage Advice From Your Bank
Regularly we hear from customers who are wanting Mortgage Advice in Nottingham after being declined by the bank.
Common reasons for being declined by the bank include (but are not limited to); not fitting criteria, failing affordability checks, unable to get an appointment, or they aren’t willing to lend enough.
If any of these situations apply to you, you should definitely get in touch with an expert Mortgage Broker in Nottingham, as they will work hard to try and help you!
The earlier you seek to obtain advice from a Mortgage Broker in Nottingham, the better off you’ll be when the time comes to find the best mortgage deal.
Mortgage advice in Nottingham – Options:
We search 1000's of mortgage deals across a large number of lenders, including:
Common mortgage questions
Your free mortgage consultation with us will last around an hour. During this consultation, your dedicated Mortgage Advisor in Nottingham will get to learn a bit more about your personal and financial situation.
Once your consultation is finished, your Mortgage Advisor in Nottingham will go away and try and find you a perfect mortgage deal tailored to your circumstances. If you love the mortgage offer that they’ve picked out and want to continue, the next step is to submit your mortgage application!
Our mortgage process consists of multiple different steps: 1. Once you get in touch, we will have you carry out our Fact Find so that we can get a bigger picture of your mortgage situation. 2. You’ll undergo your free mortgage consultation, then your dedicated Mortgage Advisor in Nottingham will begin searching for mortgage deals that are tailored to your circumstances. If we find you an offer that you are happy to proceed with, we can get the ball rolling with your mortgage application. 3. We will perform a credit check on you in order to obtain an agreement in principle. Furthermore, we will get some evidential documents from you in order to back up your mortgage application. 4. We will submit your mortgage application and wait for a formal mortgage offer to be issued.
As a Mortgage Broker in Nottingham, we always advise applicants to obtain an Agreement in Principle before viewing properties. Firstly, you’ll need an Agreement in Principle to make an offer on a property. Secondly, having one in place could put you in a position to negotiate prices.
An Agreement in Principle typically lasts for 30-90 days. This timeframe may change depending on the lender that you are using.
If your Agreement in Principle expires, you can easily renew it by getting back in touch with your Mortgage Advisor in Nottingham or your lender.
It’s possible to obtain a second mortgage; as a Mortgage Broker in Nottingham, here are the most common reasons we see for people wanting a second mortgage:
– Debt consolidation
– Home Improvements
– Buy to Let
– Other, e.g. for a Family Member, Holiday Home, etc.
High street mortgage lenders will usually ask for a minimum of a 5% deposit. This percentage may be higher depending on if you’ve had previous bad credit issues.
If you’ve had bad credit issues in the past, you may find it a little harder to get a mortgage, but that isn’t saying you still can’t get one!
Lenders may ask for a slightly higher deposit if you’ve had bad credit in the past. Some lenders may ask for a deposit of around 10-15%.
If you are able to submit at least one year’s of accounts, the more likely you are of being able to obtain a mortgage. Most of the lenders that we use look at your salary plus dividend to calculate the maximum mortgage amount. Others may go off your net profit, it all depends on the lender.
- Photo ID (Driving license, Passport, etc.).
- Proof of Address (Utility bills, tax bills, credit card statements, etc.).
- Latest 3 months’ payslips & Latest P60 (employed applicants)
- Latest 2 years’ tax calculations and corresponding overviews (self-employed applicants)
- 3 months’ bank statement proving the deposit being built-up with an explanation for any large credits.
Your free mortgage consultation in Nottingham will usually last around an hour. Following the consultation, we can turn around an Agreement in Principle for you within 24-hours. Now it’s just the case of submitting your mortgage application. A formal offer can take around three weeks on average to come back.
