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Equity Release
Advice Nottingham

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Equity Release
Advice Nottingham

Aged 55+ in Nottingham? Explore a wide range of later-life mortgage solutions. With numerous equity release products available, our experts will help you find the right solution for you.

Free Equity Release Review

How does equity release in Nottingham work?

If you are over the age of 55 and are a homeowner, whether you have a mortgage to your name or not, you may be eligible to take out an equity release plan.

Equity release plans give homeowners the chance to release a portion of the value of their home into a tax-free lump sum, or in smaller sums that can be taken out over a duration of time.

Nottinghammoneyman specialise in providing their customers with a complete service. This includes open & honest mortgage advice in Nottingham from qualified and experienced later life mortgage advisors in Nottingham.

This service is backed up by a hard working team of case managers, allows your later life mortgage advisor in Nottingham to find the most suitable product that benefits you now and also further down the line, in the future, from the whole of the market.This allows us to make sure your equity release plan is put in place as quickly as possible. We’ll also make sure you are kept well informed all throughout your process.

Your later life mortgage advisor in Nottingham will take an in-depth look at your current situation, your past experiences and what it is you are hoping to achieve in the future. This allows them to decide whether or not equity release in Nottingham is the right path for you to take.

If no other alternatives are suitable and equity release in Nottingham is right for you, your later life mortgage advisor will be able to look and find the best product to suit you both now and in the future, with mortgage lenders from the whole of the market.

There are two main types of equity release in Nottingham for you to choose from – the lifetime mortgage, which is available to homeowners over the age of 55, as well as the home reversion plan* (which includes you selling all or part of your home).

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Equity Release<br>Advice Nottingham

Lifetime Mortgages in Nottingham

Whether you are looking to raise some funds so that you can help out out your children or grandchildren, repay a mortgage or other debts that are existing in your name, make any home improvements or boost your retirement income for a desired purpose, our fast & friendly team of experienced mortgage advisors can work to help you achieve your goals.

A lifetime mortgage in Nottingham will give you the chance to release tax-free money from your homes value. You will be able to keep 100% ownership of your home and stay within there for the rest of your life. Typically speaking, a lifetime mortgage in Nottingham is repaid when your home is sold after your death or when you permanently move into care. If there are two of you, this will apply to the surviving borrower.

In recent times, lifetime mortgages in Nottingham have become much more flexible that can give you the option to make voluntary payments, monthly interest payments and port your mortgage to another home.

For any additional mortgage advice in Nottingham regarding equity release in Nottingham, it is worth getting in touch with a qualified later life mortgage advisor in Nottingham.

Speak with a mortgage broker in Nottingham and we will be able to book you in with one of our dedicated later life mortgage advisors to discuss your options for releasing equity in Nottingham.

Free Mortgage Appointment in Nottingham

For any further mortgage advice in Nottingham regarding lifetime mortgages, later life lending or equity release in Nottingham, it is worth seeking expert mortgage advice from someone who is a specialist in this mortgage field, such as Nottinghammoneyman.

Book your free mortgage appointment and speak with a mortgage broker in Nottingham, where you will benefit from an in-depth discussion with one of our later life mortgage advisors. They will happily take a look at your options for releasing equity in Nottingham and advise on the most suitable route for you to take.

To understand the features and risks, ask for a personalised illustration. Equity Release may come in the form of a lifetime mortgage or home reversion plan.

A lifetime mortgage may impact the value of your estate and it could affect your entitlement to current and future means tested benefits. The loan plus accrued interest will repayable upon death or moving into long term care.

A home reversion plan involves selling all or part of your home to a plan provider in exchange for a tax-free lump sum.

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Equity Release FAQs in Nottingham

What are some things to remember with equity release?

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If you take out a lifetime mortgage in Nottingham, any mortgage or loans that you already have in your name, that are secured on your property must be repaid.

Any interest that has built up over time, along with the amount released must be repaid upon death or moving into long term care.

Taking out a lifetime mortgage in Nottingham will reduce the amount of equity that you have access to in your property. This means there will be less to look to if you would like to leave an inheritance or cover the costs of care in later life, should you need to rely on this.

I have an Equity Release enquiry, can you help?

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At Nottinghammoneyman, our later life mortgage expert in Equity Release & Lifetime Mortgages. They are committed to helping customers with their inquiries and objectives in this area.

Can you help me Remortgage to Release Equity?

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Our expertise extends beyond Equity Release & Lifetime Mortgages. If you are approaching the end of your fixed term and have standard remortgage queries, our team of mortgage brokers in Nottingham can offer valuable guidance.

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Our Simple Mortgage Process

Free 30 Minute Chat About Your Future

Step 1

When you schedule a free initial mortgage appointment with our laterlife mortgage advisor in Nottingham, we will engage in a thorough conversation regarding your objectives and strategies concerning inheritance.

Alternatives to Equity Release

Step 2

While equity release and lifetime mortgages remain viable options, we consider them as last-resort solutions. Our belief is that there might exist a more suitable alternative tailored to your specific circumstances.

Discuss With Family / Trusted Parties

Step 3

Knowing the significance of later life mortgages, we strongly encourage you to involve your family members or other trusted individuals in our discussions.

Tailored Lifetime Mortgage Recommendation

Step 4

In the event that equity release is determined to be either suitable or unsuitable for your needs, our knowledgeable later life mortgage advisors in Nottingham will direct you to the appropriate services that can further assist you in devising your plans.

I have Equity to Release, can you help?

Free Mortgage Review

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We will be always be there to support you through the entire process. With our continuous guidance and care, we will help you through your mortgage journey together, reducing as much stress from you as we possibly can.

Finding You The Perfect Deal

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We always make sure that we are doing everything we can to overcome any mortgage hurdles that may crop up during a customers process, no matter the difficulty of their case! We love a good challenge and will work hard to help you, our customer, with your best interests always being at the heart of what we do.

Our Service

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As an open & honest mortgage broker in Nottingham, we have been hard at work, helping all of our customers to achieve their mortgage dreams for over 20 years and counting. The same passion and dedication we have for helping our regular mortgage customers, is exactly what we bring to the table when providing top level whole of market lifetime mortgage advice in Nottingham, for all of our older, valued client base.  

7 Days a Week

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Your family is always welcome to take part in our mortgage advice process and we will always accommodate clients’ different needs and situations in any way that we are able to. Once you have had your free equity release and lifetime mortgage advice appointment, your later life mortgage advisor will search for the perfect lifetime mortgage deal in Nottingham that applies to your current personal and financial circumstances, as well as what may come in the future.

Malcolm and Amy Davidson - Mortgage Advice in Nottingham

Finding you the Right Equity Release Deal in Nottingham

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Popular Options For Equity Release in Nottingham

How does the process of equity release in Nottingham work?

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If you think that an equity release plan might be the right step for you to take next, then it is important that you are aware of all the options and alternatives available to you, the advantages and the disadvantages.

Book a free appointment today and benefit from speaking with one of our trusted later life mortgage advisors. They will be more than happy to talk through this with you.

They will help you understand the process of a later life mortgage, what options you may have available to you and the effect taking a lifetime mortgage in Nottingham might have on state benefits, tax and the equity that is remaining in your home, over time.

Can I include my family when discussing equity release in Nottingham?

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We actively encourage the clients that we speak to, to involve their family members or other individuals that you trust, who can help and support you through the process and be present at the meetings we have together.

How else can you help with equity release in Nottingham?

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Further to this side of the service we provide, we are also more than happy to work with any financial advisors, accountants or solicitors that you would like to keep included in your financial planning decisions.

If it is done the right way, equity release in Nottingham should not have an effect on your tax position or benefits. It is key to remember though that everyone has different circumstances, and a later life mortgage advisor in Nottingham will need to have a more complete view of your situation in order to provide the best advice.

Why use a mortgage broker for equity release in Nottingham?

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It is important that you are able to find a later life mortgage advisor that you are able to trust and are comfortable sharing all of your details with. We believe this is something we excel at, as honesty and integrity is at the heart of what we do. Our genuine customer reviews are a great reflection of this.

Once we have been able to identify the right plan, your later life mortgage advisor in Nottingham will provide you with an illustration and a written recommendation, that will outline all the information you have given us and why we believe this particular plan is suitable for you.

You later life mortgage advisor in Nottingham will then take the time to run through their recommendation with you, before they progress on and submit an application to the mortgage lender on your behalf.

We have a truly brilliant team of experienced case managers who, alongside your later life advisor in Nottingham, will manage your entire equity release process, up until it completes. They will always make sure you are well informed and know how to get in touch, if you need to speak with us.

We provide all initial advice for free and with absolutely no obligation or pressure to go ahead. Only if you go ahead and your case completed, do we charge you an advice fee.

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Nottinghammoneyman.com & Nottinghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Nottingham, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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