The great news is that we will try and find you a suitable deal, taking a look through thousands of remortgage deals on your behalf. It is our hope in doing so, that we will be able to find you the most best deal with favourable interest rates. Our trusted remortgage advisors in Nottingham are industry experts and are well versed in mortgage lender criteria. The remortgage process may occasionally include complications. It’s for this reason why we will always recommended taking expert advice from a mortgage broker in Nottingham. We are known for providing all of our customers with open and honest mortgage advice in Nottingham. We will guide you through your entire remortgage journey, supporting you and trying to save you money too!
Remortgaging is the act of taking out a new mortgage on a property that you own already. This will replace the current mortgage you have or allow you to borrow money against your properties value. There are lots of reasons as to why people choose a remortgage, but we often find that one of the most popular is to remortgage for better rates. A mortgage is arguably the largest financial commitment you will ever go through and should be planned thoroughly before you make any hasty decisions. It’s for this reason why would absolutely recommend that you look at the options available to you, ensuring you can get the best deals and services. Who wouldn’t want to do something that would save them money, especially on monthly payments?
Before you get started with your remortgage process, we would also recommend watching Malcolm’s five-minute guide to remortgages video. This will serve to further explain the remortgage process to you. If you have any further questions or would like to get started on your remortgage, book your free remortgage review today and our mortgage advisors in Nottingham will see how they can help.
A remortgage is essentially the process of switching your mortgage to a new mortgage lender, often in order to obtain a better deal or to release equity from your property. Many people choose to remortgage when their initial fixed period ends, as this is often when mortgage payments can increase.
Remortgaging with Nottinghammoneyman presents several potential advantages, including the possibility of lower interest rates, decreased monthly mortgage payments, access to funds for home improvements, and the option to consolidate debts. It's a strategic way to optimize your mortgage to better suit your financial goals.
A free remortgage review in Nottingham involves one of our trusted mortgage advisor in Nottingham assessing your existing mortgage and financial circumstances. They will explore various options to find a more favorable mortgage deal that aligns with your specific needs. Ontop of providong expert mortgage advice in Nottingham, our service helps you determine if remortgaging is a wise choice for you and the potential savings or benefits it could offer.
Our Customers Love Us
4.95 Rating298 Reviews
Jason has been fantastic throughout, always available, clear with his communications and made the process completely pain free for me!!
2 weeks ago
Excellent service very open and honest like making new friends.
4 weeks ago
Fantastic customer service from start to finish. Called Nottinghammoneyman around 9pm one evening, and I was surprised at how quickly they returned my call. Matt was excellent throughout, arranged all contact at a time that suited us, which were...
1 month ago
Absolutely amazing from start to finish. So helpful, every step of the way we was informed of what was happening. Cannot thank them enough.
2 months ago
Very pleased with the service. Chris and the Team have helped me through the mortgage process, making it as easy as possible. They have also managed to find an excellent mortgage deal.
2 months ago
Nottingham moneyman helped me with my first mortgage 5 years ago and I had a great experience then and now my mortgage is up I have had another great experience with sorting out what to do next. Couldn't recommend the company enough
2 months ago
Professional, polite & thorough. I’m genuinely glad I found these guys. Thank you so much.
3 months ago
Excellent service the help and support provided throughout the process was second to none. I would highly recommend this company for any of the services they provide. Dan Osman in particular was so supportive and invested in my family he was such...
3 months ago
Excellent service from Tom for our second mortgage, supported us through the process with very quick turnaround. Cannot recommend Nottinghammoneyman highly enough!
3 months ago
Quick at responding and delivered on everything they promised.
3 months ago
The Nottingham Money Man group have been fantastic in helping me to navigate the complicated waters of house buying and obtaining a mortgage and the relevant other insurances etc you need with this. They have taken their time to explain things...
4 months ago
Well what can i say We dealt with Leo Shakespeare and Jo Parnell throughout all stages of Our Mortgage Application, they both discussed and went through every detail throughly and helped us immensely i couldn't of wished for anyone better to of...
4 months ago
I couldn’t find a mortgage in principle anywhere that suited me because of Low credit scores and applying for mortgage alone, I honestly thought I was never going to able to buy a house but jason managed to work some magic and find me something...
4 months ago
Very happy with the service, super friendly staff and extremely helpful.
5 months ago
Charlie has been the ideal advisor in the months we've worked together. Knowledgeable, honest, personable and consistently happy to help. He and his team have made my experience as a first-time buyer a LOT less confusing!
6 months ago
Would and will be recommending this company. They (Conner) provided an extremely professional and efficient service in switching over our mortgage to a better interest rate. Always very contactable which quite frankly is something in this day and...
6 months ago
Great service. Best value. We spoke to 3 brokers. Money man had the best deals so went with them. Service was fantastic. The mortgage we wanted was being pulled on the day so Paula went out of her way to ensure they had everything to send our...
6 months ago
first time I’ve used U.K. money man and I would like to say big thank you to Chris and Stacey who were helping us with our mortgage and made whole process smooth and easy for us from beginning to the end.Thank you 🙏
6 months ago
Very helpful and informative. Kept us in the loop and followed up with emails. Thank you!
7 months ago
Conor was excellent and efficient through the process and always helpful. Would highly recommend Moneyman.
7 months ago
Our mortgage advisors in Nottingham will review your current mortgage terms, including the interest rate, remaining balance, and repayment schedule.
Our team will search through thousands of remortgage products to find the most suitable remortgage deal for you.
Once you have accepted the offer, your dedicated we will submit your full mortgage application and forward all supporting documents to the lender.
We will also contact you when your next remortgage in Nottingham is due for renewal, ensuring you are on the most suitable mortgage deal and insurance products.
Our job as a mortgage broker in Nottingham is to provide you with expert and insightful remortgage advice. If you’re considering remortgaging your property or are approaching the end of your fixed term, we offer a free remortgage review with one of our dedicated remortgage advisors in Nottingham. This service is available to all customers, regardless of financial or personal circumstances.
Nottinghammoneyman has access to a large panel of both high street and specialist lenders. Each lender has a large variety of products and deals available, which means that our team can search 1000s of remortgage deals to find the best one for you. They will take into account your personal and financial circumstances to ensure that they recommend a deal that is tailored to your specific needs.
Our remortgage advisors in Nottingham are highly trained and knowledgeable in the mortgage field. They will not only do their best to find you a better deal on your mortgage, but they can also try to help you with other remortgage options such as debt consolidation and improving your home through a remortgage. If you’re looking to use a mortgage broker in Nottingham like ourselves, you should take a look at our genuine customer reviews. These reviews are from both home buyers and homeowners who have used our service and have valued their experience with us. You never know, you may come across someone who has been through a similar situation to you.
Our team of remortgage experts are available seven days a week; you can schedule an appointment with them at a time that best suits you, whether that is outside of regular working hours or over the weekend, we want to make it nice and easy for you to fit in your review around your busy schedule. To get started with your free remortgage review, simply book an appointment with one of our remortgage advisors in Nottingham. We will guide you through the process and help you take the next step towards being a homeowner.
As you approach the end of the fixed term of your mortgage, it’s important to start thinking about your options for what to do next. If you don’t take any action, your lender will likely move you onto their standard variable rate of interest (SVR), which typically comes with higher interest rates and will result in higher monthly mortgage payments. This is why many homeowners in Nottingham choose to remortgage their property. By remortgaging, you could secure a better deal with more favourable interest rates, which can result in lower monthly payments and ultimately save you money in the long run. Seeking the advice of a mortgage advisor in Nottingham can be beneficial in helping you find the best deal for your circumstances. A remortgage advisor will assess your current financial situation and offer advice on which remortgage deals may be suitable for you. They will take into account your income, credit history, and the equity you have in your home, among other factors. They will also help you understand the various fees and costs associated with remortgaging, such as early repayment charges and arrangement fees. Overall, a remortgage can be an effective way to manage your mortgage payments and secure a better deal. It’s always a good idea to seek professional mortgage advice in Nottingham from a remortgage advisor to help you make an informed decision about your options.
At Nottinghammoneyman, we have helped many homeowners remortgage to improve their home. The way this works is that you incorporate the costs of the home improvements, such as a loft conversions, office spaces, new kitchen, etc., into your mortgage. This does mean that your monthly mortgage payments will be increased however. If you’re considering remortgaging for home improvements, we recommend booking a free remortgage review online with one of our dedicated remortgage advisors in Nottingham. During the review, we can help you understand your options and find the best remortgage deal for your needs. It’s important to note that some mortgage lenders may require you to provide quotes for the work you are planning to have done before approving your remortgage application. This is because the lender will want to make sure that the work you’re planning to do will increase the value of your property and thus make their investment more secure. Your remortgage advisor can help you understand the requirements of different lenders and guide you through the application process.
Debt consolidation involves merging all of your unsecured debts, such as credit card debts and personal loans, into one larger debt that is secured against your mortgage. This can make it more manageable to keep up with your repayments and reduce the total amount of interest that you are paying. However, it is important to be aware that by consolidating your debts into your mortgage, you will be spreading the cost over a longer term, which means you could end up paying back more overall. Before remortgaging to consolidate your debts, it is important to speak to a specialist mortgage advisor in Nottingham. They will be able to offer tailored advice and guide you through the process, as well as help you determine if debt consolidation is the best option for your personal and financial circumstances. They can also help you find the best remortgage deal to suit your needs and avoid any potential pitfalls. You should think carefully before securing other debts against your home. By adding your unsecured debts to your mortgage, which is secured on your home, you are potentially putting your home at risk if you cannot make the required repayments. Although the total monthly cost of servicing your debt may have reduced, the total cost of repayment may still have risen as the term of your mortgage is longer than it may have taken to repay the debts originally.
If you co-own a property in Nottingham and are looking to remove the other co-owner’s name from the mortgage, you will need to remortgage your property. This can be done by either switching to a new lender or staying with your current one. The remortgage process will be similar to when you first got your mortgage, as you will need to prove to the lender that you are financially capable of making the monthly payments by yourself, without the help of your co-owner. It is important to seek professional advice from a dedicated remortgage specialist before making any decisions about co-ownership and remortgaging. They can help you understand the process and provide you with tailored advice to ensure you make informed decisions that are right for your individual circumstances. By booking a free remortgage review online with a member of our remortgage advice team, you can start the ball rolling and make the necessary steps towards taking full ownership of your property.