It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
Just because you’ve been declined by your bank because of your specialist mortgage situation, doesn’t, mean that you should give up on trying to get a mortgage!
With the help of a specialist mortgage broker in Nottingham, you may be able to secure that mortgage deal that you’ve always been looking for. Our team of mortgage advisors in Nottingham have access to 1000s of specialist mortgage products – they will try and pick out the perfect one for you.
We’ve helped many customers overcome specialist situations, here are just to name a few:
We have been faced with many different types of specialist situations; the scenarios listed above are just a few of the most popular.
Having a team of trusted and experienced mortgage advisors in Nottingham, we have spoken to many customers, all with very diverse mortgage scenarios to one another.
Our team will try their best to get over your mortgage hurdle. Remember, your situation is never too complicated – one of our advisors would love to try and help!
We aim to provide you with expert mortgage advice in Nottingham, to find you the most suitable mortgage deal for your current circumstances. We ensure to do everything we can to achieve this.
Our Customers Love Us
4.96 Rating342 Reviews
Mr Christopher
Was very helpful and couldn’t thank enough
4 days ago
Dylan
Can’t thank Leo from Nottingham Money Man enough, with us every step of the way answering all the questions us as first time buyers had and helping with organising solicitors and lift insurance, can’t recommend this gent enough.
3 weeks ago
Tom
Charlie and Lizzi were always quick to respond whenever we got in touch and never failed to be helpful with all of our queries and requests.
1 month ago
James
This was my third mortgage with Nottinghammoneyman and they were excellent as always. There were lots of issues with the lender and they took the stress off by chasing them for me a lot.
2 months ago
Maggie
Both Dinah and Jo were great,friendly patient when answering my questions and throughly professional at all times. I am a first time buyer so knew nothing of the process involved. So thank you Dinah and Jo you couldn't have made it any easier for me
3 months ago
Emma
Malcolm was very patient, with me taking a long time to choose a property and with me being very indecisive. He support me through the whole thing and was always at the other end of the phone for any question or support!
3 months ago
Shaun
Listened, advised well and very efficient. Excellent
3 months ago
Anonymous
Very friendly and efficient service
4 months ago
Benjamin
All ways out standing all ways there to help and find a very good deal 5 star service every time
4 months ago
Callum
Fantastic communication from everyone. Helpful and supportive at every step, couldn't ask for more.
4 months ago
Tracie-ann
Great customer service. Replied to all my queries quickly and efficiently
5 months ago
Margaret
Charlie Bryson and Stacey Moss have been fabulous. Charlie's knowledge as a broker is amazing secured me a mortgage at 61 and a first time buyer I was so nervous Charlie and Stacey have been so friendly and kind keeping in contact at every step of...
5 months ago
Joseph
Excellent service
5 months ago
Craig
Service, advice and support has been outstanding, Friendly and knowledgeable, always happy to help, not only for our mortgage but other services too. Would recommend their service to anyone.
5 months ago
Peter
Very professional, friendly and extremely fast & efficient service, would highly recommend!!!
5 months ago
Priscilla
Charlie always makes the process painless with his efficiency and knowledge. Would definitely recommend.
5 months ago
Gabriel
The Nottingham moneyman team have been fantastic. Our house buying process was far lengthier and more complicated than we had expected but they were there every step of the way. Very responsive and always helpful. Would definitely recommend them to...
7 months ago
Jessica
My dedicated advisors, Charlie and Jo, have been absolutely fantastic in helping me to navigate the very stressful task of purchasing my first home. Many thanks to both
8 months ago
Dave
Quick and efficient service, Charlie very nice to deal with and gave clear advice. Debbie was diligent, friendly and clear. Appreciate the assistance with securing a mortgage at a reasonably tricky time for borrowing.
8 months ago
Andrew
Would recommend this company. Good service.
8 months ago
“Bad credit” for a mortgage in Nottingham refers to a situation where a potential borrower has a history of financial issues that could pose challenges in obtaining a standard mortgage from mainstream lenders. While having a poor credit history can make securing a mortgage more difficult, there are specialist lenders who may be willing to work with individuals facing adverse credit circumstances.
You cannot directly remove a CCJ from your credit file unless it was issued in error or if you’ve paid it in full within 30 days of receiving the judgment. Otherwise, a CCJ remains on your credit file for a period of six years from the date of issuance, even if you subsequently settle the debt.
While it’s not strictly mandatory to speak with a specialist mortgage advisor in Nottingham, it is highly recommended, particularly if you have unique financial circumstances such as bad credit or if you are self employed. Looking into mortgage advice in Nottingham can be beneficial in helping you explore suitable mortgage options, especially if you may not qualify for standard mortgages from mainstream lenders
During your free mortgage appointment with a mortgage advisor in Nottingham, you will need to provide information about your income and expenses to determine your affordability.
Although certain circumstances may limit your options, we will search through 1000 deals to find the best possible solution for you.
Our next step is to obtain an agreement in principle, which can be used to support any purchase offers you make.
Once you accept a purchase offer, your mortgage advisor in Nottingham will proceed to submit your full mortgage application and relevant evidence documents.
Our service goes beyond merely obtaining the best deal. We will also advise you on relevant insurance policies to safeguard you and your family financially.
We offer a free mortgage consultation to every customer, no matter your mortgage situation. Specialist or not, we will always try and help you through your mortgage journey.
We’re open and honest with our customers. We will only recommend you a mortgage product that benefits your personal and financial situation.
We have access to 1000s of mortgage products. This is the difference between a lender and a mortgage broker in Nottingham, we can search specialist deals and try and find one perfect for you.
We will hold your hand through the whole mortgage process, keeping you informed on the status of your application throughout the whole journey.
We been working within the mortgage industry for over 20 years, we know exactly what we are looking for. Every one of our mortgage advisors in Nottingham are experienced with all different kinds of mortgage situations – they would love to try and help you!
Our team are available 7 days a week! Contact us for your free consultation at a time that best suits you.
For mortgage advice in Nottingham, get in touch with our team and we will see how we can help!
So, you’ve had your offer accepted on a property but a property survey has been performed on it and it turns out that you are going to be paying/borrowing more than the true property’s value. When this happens, lenders will likely pull out of the deal or offer you a mortgage that matches the value of the home. This is called a down valuation and it can sometimes get complicated, especially if this is your first mortgage journey.
It’s never planned and always devastating when it happens, however, when going through a divorce or separation with a shared mortgage, it’s crucial that you sort things sooner rather than later.
Linking to the last point, if you’ve been through a divorce or separation, you may need to get your name or another person’s name removed from a mortgage. Depending on both party’s personal and financial situations, it may be best that one person stays within the property over the other.
If you’re married but are planning to take out a mortgage in only your name, you’ll need to provide evidence that you can afford the costs of a mortgage by yourself.
Shared ownership mortgages let you buy a percentage of a property and pay the rest back on rent. The shared ownership scheme is great for people who don’t currently want full ownership over a property but may want to in the future.
Professional mortgages are only available to certain professions. The market for this type of mortgage is quite niche, contact us if you want more information.
If you are looking to get a second mortgage for a particular reason, such as a buy to let, you will need to prove that you can afford two sets of mortgage payments. You’ll also need to put down a larger deposit for things like a buy to let. People sometimes take equity out of their current property to cover the deposit on their second mortgage.
Are you planning to purchase a holiday home to either live in or let it out? If so, we can help you get the process started.
New build’s often come with higher sale prices. If you don’t have the funds in place to put down a deposit on a new build, you can always try and apply for tha new build mortgage.
A ‘non-standard’ property is basically anything that isn’t built out of brick and mortar. You may need to try and obtain a specialist mortgage product if you’re planning to buy a non-standard construction property. We also recommend getting a full structural property survey if you’re buying a property like this.
These types of mortgages are usually taken out by landlords for a buy to let/house of multiple ownership. This mortgage type is very complex and we would recommend speaking to a buy to let mortgage advisor in Nottingham.
If you want to release equity from your home in the form of a lifetime mortgage, we would recommend seeking specialist help. Releasing equity through a lifetime mortgage has both positives and negatives.
Offset mortgages allow you to link your savings to your mortgage. Taking one out could potentially help you access a better interest rate and competitive product.
Read our 342 Reviews
Nottinghammoneyman.com & Nottinghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Nottinghammoneyman 2025.
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Nottinghammoneyman.com & Nottinghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Nottinghammoneyman 2025.
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