Moving Home Mortgage Advice in Nottingham
Regardless of if you are living in or around Nottingham, looking to live on the outskirts or move into the city, our team of dedicated and knowledgeable mortgage advisors have provided expert mortgage advice in Nottingham to lots of different customers, helping them to achieve their home owning dreams.
Here are some of the most commonly occuring home moving questions that we hear of from customers.
How Much You Can Borrow & The Costs
We find that lots of homeowners who get in touch with us early on into their mortgage process, want to benefit from expert mortgage advice. Their main question is usually how much are they able to borrow and what interest rates the might have. We also have a lot of customers wondering what their monthly repayments might be.
Need an Agreement in Principle
Once you have gone through your free initial mortgage appointment, your dedicated mortgage advisor will begin looking through 1000s of mortgage products, matching you up with criteria to make sure you have the best deal available to you for your circumstances. If you are okay to proceed with the deal that we recommend, we can then take a look at helping you to obtain your mortgage agreed in principle.
With your mortgage agreement in principle (AIP) to hand, you are then ready to carry on with the process, having back-up for any potential offers that you want to make on a property you see in Nottingham.
Your Offer on a New Home Has Been Accepted
If you have already had an offer accepted on the new home you’re looking to purchase in Nottingham, you are now in the right place to speak once again with your trusted mortgage advisor, as you begin the next part of your mortgage application process. We can also provide assistance with the various types of property surveys and make a conveyancing solicitor recommendation to you.
Having Trouble with the Bank
There are lots of reasons why your mortgage application may be declined by the bank or building society. This could be anything from failing to meet their credit scoring criteria, to the lender just flat out refusing to lend you the amount you need.
In any case, it is still beneficial to contact an experienced mortgage broker in Nottingham like us. This is because we work with a large panel of mortgage lenders who each can offer specialist or niche products, tailored to homeowners and home buyers who have a poor credit history.
Again, this will always depend on your personal circumstances and the current state of your credit file. Our dedicated and hard working mortgage advisors in Nottingham have lots of knowledge and experience in working with matching customers up to the mortgage lender criteria.
Book your free mortgage appointment today, to speak with a dedicated mortgage advisor in Nottingham. We’ll see how we are able to help with your mortgage.
Looking to Move Home in Nottingham? We may be able to help.
If you are curious of what your options may be for moving home in Nottingham, our dedicated team of mortgage advisors in Nottingham are here to discuss your case and provide any necessary support and guidance. They will work with you from the moment you get in touch, all the way until you get the keys to your new home.
Here at Nottinghammoneyman, we have a lot of experience with helping customers with their mortgage needs. We rarely come across a situation that we haven’t encountered at any point before. We have the knowledge and expertise to tackle complex cases!
As our customer, you will receive a free home movers’ review, with absolutely no obligation to proceed. As a part of your review, your advisor will take a look at your plan and make sure that it is affordable and that you are able to go forth as planned. We will take a look at your monthly payments and the max amount that you could borrow.
Once we have gathered initial information from you and made a note of what you’re looking to do, your trusted mortgage advisor in Nottingham will search through thousands of mortgage deals on your behalf.
Getting Your Mortgage Agreed in Principle
If you are happy with the mortgage deal recommendation we make, we will look to get your agreement in principle. We can typically get this done within 24 hours of your mortgage appointment. This helps to back up any offers you make for a new home.
Once you have found the home that you want to apply for in Nottingham and the seller of the property has accepted your offer, our team will be able to process your full mortgage application, ensuring you’re secure and taken care of all throughout.
In our eyes, it’s about more than just about finding you the best mortgage. We can also help with the different surveys that are available to you and can help you to get any quotes from conveyancing solicitors.
As well as recommending you the best mortgage deal, your advisor will also be able to recommend any suitable insurances to help cover you and your family with the mortgage payments, just in case something unforeseen were to happen.
We can’t wait to help! Book your free mortgage appointment today and we’ll be happy to help with your mortgage.