It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
Just because you’ve been declined by your bank because of your specialist mortgage situation, doesn’t, mean that you should give up on trying to get a mortgage!
With the help of a specialist mortgage broker in Nottingham, you may be able to secure that mortgage deal that you’ve always been looking for. Our team of mortgage advisors in Nottingham have access to 1000s of specialist mortgage products – they will try and pick out the perfect one for you.
We’ve helped many customers overcome specialist situations, here are just to name a few:
We have been faced with many different types of specialist situations; the scenarios listed above are just a few of the most popular.
Having a team of trusted and experienced mortgage advisors in Nottingham, we have spoken to many customers, all with very diverse mortgage scenarios to one another.
Our team will try their best to get over your mortgage hurdle. Remember, your situation is never too complicated – one of our advisors would love to try and help!
We aim to provide you with expert mortgage advice in Nottingham, to find you the most suitable mortgage deal for your current circumstances. We ensure to do everything we can to achieve this.
Our Customers Love Us
4.95 Rating326 Reviews
Gabriel
The Nottingham moneyman team have been fantastic. Our house buying process was far lengthier and more complicated than we had expected but they were there every step of the way. Very responsive and always helpful. Would definitely recommend them to...
1 month ago
Jessica
My dedicated advisors, Charlie and Jo, have been absolutely fantastic in helping me to navigate the very stressful task of purchasing my first home. Many thanks to both
2 months ago
Dave
Quick and efficient service, Charlie very nice to deal with and gave clear advice. Debbie was diligent, friendly and clear. Appreciate the assistance with securing a mortgage at a reasonably tricky time for borrowing.
2 months ago
Andrew
Would recommend this company. Good service.
2 months ago
Anonymous
Dealt with everything very efficiently and sorted out a minor issue very quickly. Good communications.
3 months ago
Mr James
3rd mortgage I've got through Chris and the team! 10/10 will use again.
3 months ago
Anonymous
We first used Nottingham Money Man 5 years ago, our case was far from straight forward however Matt made the whole process easy. This lead us back to using Nottingham Money Man again recently as our fix term was due to expire. This time I dealt with...
3 months ago
Shahram
Everything was absolutely perfect. Very specialized team specifically Charlie.
3 months ago
Mr Sam
Great service, very informative and kept us up to date with the progress
4 months ago
Sarah
Thank you so much for getting our mortgage for us! Wasn't a straight forward mortgage and you sorted everything out for us stress free! Excellent response from you and your team! Will be recommending you to everyone! Thanks again Sarah
4 months ago
Anonymous
Really happy with the whole process
4 months ago
Richard
I’ve been back to Moneyman a few times. They are pleasant, helpful, profesional & I trust them. I’d highly recommend the service & I will use them again in the future.
5 months ago
Natasha
Excellent service very quick and super helpful will definitely recommend to family and friends.
5 months ago
Karen
Dinah and Debbie were extremely knowledgable about their products and were able to recommend a mortgage based on our needs. They were very friendly and kept us upto date and informed throughout.
5 months ago
Laura
The whole team were really helpful and always on hand to answer any queries. They were supportive and would go above and beyond to help.
6 months ago
Mark
Excellent service, very informative and extremely helpful throughout the application process.
6 months ago
Macauley
Brilliant company
6 months ago
Phoebe
Great advice, easy to contact & quick to respond to queries (even minor ones). I feel confident that Daniel helped us to find the best option for our situation at this time, couldn’t ask for more.
6 months ago
Grace
Matt and Meghan have been brilliant throughout the process of applying for a new mortgage. Matt’s expertise has been much appreciated and we won’t hesitate to contact you again in the future and recommend to friends.
7 months ago
Callam
Very helpful and always answered questions and calls quickly
7 months ago
“Bad credit” for a mortgage in Nottingham refers to a situation where a potential borrower has a history of financial issues that could pose challenges in obtaining a standard mortgage from mainstream lenders. While having a poor credit history can make securing a mortgage more difficult, there are specialist lenders who may be willing to work with individuals facing adverse credit circumstances.
You cannot directly remove a CCJ from your credit file unless it was issued in error or if you’ve paid it in full within 30 days of receiving the judgment. Otherwise, a CCJ remains on your credit file for a period of six years from the date of issuance, even if you subsequently settle the debt.
While it’s not strictly mandatory to speak with a specialist mortgage advisor in Nottingham, it is highly recommended, particularly if you have unique financial circumstances such as bad credit or if you are self employed. Looking into mortgage advice in Nottingham can be beneficial in helping you explore suitable mortgage options, especially if you may not qualify for standard mortgages from mainstream lenders
During your free mortgage appointment with a mortgage advisor in Nottingham, you will need to provide information about your income and expenses to determine your affordability.
Although certain circumstances may limit your options, we will search through 1000 deals to find the best possible solution for you. Our next step is to obtain an agreement in principle, which can be used to support any purchase offers you make.
Once you accept a purchase offer, your mortgage advisor in Nottingham will proceed to submit your full mortgage application and relevant evidence documents.
Our service goes beyond merely obtaining the best deal. We will also advise you on relevant insurance policies to safeguard you and your family financially.
We offer a free mortgage consultation to every customer, no matter your mortgage situation. Specialist or not, we will always try and help you through your mortgage journey. We’re open and honest with our customers. We will only recommend you a mortgage product that benefits your personal and financial situation.
We have access to 1000s of mortgage products. This is the difference between a lender and a mortgage broker in Nottingham, we can search specialist deals and try and find one perfect for you. We will hold your hand through the whole mortgage process, keeping you informed on the status of your application throughout the whole journey.
We been working within the mortgage industry for over 20 years, we know exactly what we are looking for. Every one of our mortgage advisors in Nottingham are experienced with all different kinds of mortgage situations – they would love to try and help you!
Our team are available 7 days a week! Contact us for your free consultation at a time that best suits you. For mortgage advice in Nottingham, get in touch with our team and we will see how we can help!
So, you’ve had your offer accepted on a property but a property survey has been performed on it and it turns out that you are going to be paying/borrowing more than the true property’s value. When this happens, lenders will likely pull out of the deal or offer you a mortgage that matches the value of the home. This is called a down valuation and it can sometimes get complicated, especially if this is your first mortgage journey.
It’s never planned and always devastating when it happens, however, when going through a divorce or separation with a shared mortgage, it’s crucial that you sort things sooner rather than later.
Linking to the last point, if you’ve been through a divorce or separation, you may need to get your name or another person’s name removed from a mortgage. Depending on both party’s personal and financial situations, it may be best that one person stays within the property over the other.
If you’re married but are planning to take out a mortgage in only your name, you’ll need to provide evidence that you can afford the costs of a mortgage by yourself.
Shared ownership mortgages let you buy a percentage of a property and pay the rest back on rent. The shared ownership scheme is great for people who don’t currently want full ownership over a property but may want to in the future.
Professional mortgages are only available to certain professions. The market for this type of mortgage is quite niche, contact us if you want more information.
If you are looking to get a second mortgage for a particular reason, such as a buy to let, you will need to prove that you can afford two sets of mortgage payments. You’ll also need to put down a larger deposit for things like a buy to let. People sometimes take equity out of their current property to cover the deposit on their second mortgage.
Are you planning to purchase a holiday home to either live in or let it out? If so, we can help you get the process started.
New build’s often come with higher sale prices. If you don’t have the funds in place to put down a deposit on a new build, you can always try and apply for tha new build mortgage.
A ‘non-standard’ property is basically anything that isn’t built out of brick and mortar. You may need to try and obtain a specialist mortgage product if you’re planning to buy a non-standard construction property. We also recommend getting a full structural property survey if you’re buying a property like this.
These types of mortgages are usually taken out by landlords for a buy to let/house of multiple ownership. This mortgage type is very complex and we would recommend speaking to a buy to let mortgage advisor in Nottingham.
If you want to release equity from your home in the form of a lifetime mortgage, we would recommend seeking specialist help. Releasing equity through a lifetime mortgage has both positives and negatives.
Offset mortgages allow you to link your savings to your mortgage. Taking one out could potentially help you access a better interest rate and competitive product.
Read our 326 Reviews
Nottinghammoneyman.com & Nottinghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Nottingham, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Nottinghammoneyman.com & Nottinghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Nottingham, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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