It's Free to Speak to an Advisor, 7 days, 8am - 10pm

Nottinghammoneyman Mortgage Broker UK - M Shape

Mortgage Broker in Mansfield

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

0115 860 2193Speak to an Advisor - It's Free!
Malcolm Davidson - Managing Director of Nottinghammoneyman

Mortgage Broker in Mansfield

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's Free! 0115 860 2193

Mortgage Advice in Mansfield

With over 20 years of experience under our belt, we have gained rich knowledge about the mortgage industry and have built a brilliant reputation in providing open and honest Mortgage Advice in Nottingham and Mansfield. This has given us a lot of exposure to a variety of mortgage scenarios which has allowed us to fulfil customers in a variety of situations with mortgage success.

You may be stepping into the mortgage world for the first time, moving into your dream property in Mansfield or looking to remortgage your existing property, either way, our team can help!

Speak to an Advisor - It's Free!
Your Mortgage Options in Mansfield

All of our Customers Receive a Free Mortgage Appointment!

Here at Nottinghammoneyman, we can search through thousands of mortgage deals with the goal to find you the one perfect for your financial and personal situation. We understand that everyone’s situation is different which is why we have access to a large panel of lenders who offer your regular mortgage products as well as specialist ones too!

Our Reviews

Your Mortgage Options in Mansfield

First Time Buyer Mortgages in Mansfield

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A common consensus among homebuyers taking that first step on the property ladder is that the process is exciting but daunting due to being unsure of what steps to take towards getting their application accepted. This is understandable due to a mortgage being one of the biggest financial commitments that the majority of first time buyers have taken on.

Our dedicated team of Mortgage Advisors in Mansfield will work hard to help towards achieving your mortgage goals by finding you the most suitable mortgage and advising on the best steps to take. From the initial point of contact all the way to getting the keys to your dream home, we will keep you constantly updated.

Moving Home Mortgages in Mansfield

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Those living in Mansfield or a on the outskirts and are coming to the end of their fixed period may look at the option of moving home. Many look to move home due to wanting more space, better living costs or even just a change in location.

The moving home process can have its stresses which is something our team understand. You will be juggling both the buying and selling process from finding a buyer to packing your belongings. Our goal is to provide an open and honest service with the aim to take as much stress away from you so you can focus on the move itself.

Buy to Let Mortgage Mansfield

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Our team of Mortgage Advisors in Mansfield have built up a brilliant reputation in the buy to let market with many new and existing landlords approaching us to help them obtain a Buy to Let property and grow their portfolios. Furthermore, we have helped landlords buy in their name or with an SPV (Special Purpose Vehicle) like their Limited Company.

Remortgaging in Mansfield

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A remortgage occurs when an existing homeowner is coming towards the end of their initial fixed period. This is the best time for you to look into your options for remortgaging.

Remortgaging can be beneficial if you are looking to find a better deal, release some equity to fund home improvement, or raise capital. This is popular with homeowners who are content in their home and are not interested in moving out.

Self Employed Mortgages Mansfield

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The mortgage process for a self employed applicant in Mansfield will be similar to your regular mortgage but with one distinct difference; providing evidence of a consistent and sufficient income. Speaking to a Mortgage Advisor in Mansfield will be key when getting through the mortgage journey.

We can go through your case with you as well as find you the most appropriate mortgage deal and the most suitable route to go down in order for you to get through the process towards obtaining a mortgage.

Mortgage Options for Over 50s in Mansfield

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If you are over the age of 55 and are eligible, you may want to look into the option for an Equity Release. Different to remortgaging to release equity, this option allows you to take this out in the form of a Lifetime Mortgage.

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Our Simple 4-Step Process

Book Online

Step 1

Simply reach out to us and book your free mortgage appointment with one of our experienced mortgage advisors in Mansfield. As a responsive mortgage broker operating seven days a week, we ensure you can contact us at a time that best suits your schedule.

Free Mortgage Appointment

Step 2

During this dedicated appointment, you’ll engage in a discussion with an expert mortgage advisor in Mansfield to pinpoint the ideal mortgage product tailored to your needs. Once we’ve identified the perfect mortgage solution for you, we’ll present it in the form of a comprehensive mortgage illustration.

Finding a Suitable Product

Step 3

Should you choose to proceed with us and the proposed deal, you’ll be handed over to your dedicated case manager, who will help you in gathering all necessary documents to support your application. They’ll manage the mortgage side of the process, and when you’re ready, we’ll submit your application.

Submit Your Application

Step 4

Following the submission of your mortgage application, the next step is to await a response from your chosen mortgage lender. As soon as we receive the good news, we’ll promptly notify you. It’s now time to collect the keys to your new property, marking the successful conclusion of your mortgage journey!

Reasons to Choose Us

Free Appointment in Mansfield

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We have helped First Time Buyers, customers looking to move home and experienced as well as budding landlords looking for a Buy to Let Mortgage. Our team may be able to help you! Book your free mortgage appointment or remortgage review today and see how our expert Mortgage Advisors in Nottingham & Mansfield can help you.

An expert mortgage broker in Nottingham can provide the support you need with getting a mortgage. Get in touch with us and let our dedicated team work hard to help you fulfil your mortgage goals with a fantastic mortgage advice in Mansfield.

 

Search 1000s of products

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We strive in providing each customer with a tailored service by allocating you a designated advisor and case manager who will have a full understanding of your financial picture which allows them to match you with the best mortgage product for you. As well as this, our team will factor in a range of aspects like how your credit file looks as well as carrying out an affordability assessment.

Our Service

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With over 20 years in the mortgage industry, we have utilised both our lengthy experience and knowledge and help thousands of customers with varying mortgage needs get through the process towards obtaining a mortgage. We have a fantastic team of Mortgage Advisors in Nottingham & Mansfield who will have gone through the vast majority of mortgage situations.

7 Days a Week

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As mentioned, our team provide a tailored service which is why we are available 7 days a week. This means that you can get in touch with a member of our team at a time that suits you! We are to answer any of your questions and update you on the process while keeping technical jargon to a minimum.

Here at Nottinghammoneyman, we offer each customer a free mortgage appointment to speak to one of our mortgage advisors in Nottingham. You can book this through our online system or by contacting us and can select a time and date that works with you and your schedule.

With the goal of wanting to find you the most appropriate mortgage product, let us provide a helping hand on your mortgage journey.

Malcolm and Amy Davidson - Mortgage Advice in Nottingham

Common Mortgage Questions in Mansfield

What documents will I need for my application in Mansfield?

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As you navigate your mortgage journey, the need for supporting documents will arise to strengthen your application. These may include items such as identification, bank statements, and payslips. Fear not; your dedicated mortgage broker in Beeston will guide you through this process, ensuring you’re not navigating it alone.

How long does the process in Mansfield take?

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Your free mortgage consultation, a concise yet impactful 30-minute session, provides our diligent mortgage advisor in Beeston with a deeper insight into your personal and financial landscape. Post-consultation, we aim to provide you with an Agreement in Principle within 24 hours, enhancing your flexibility to make offers on properties of interest. The final stage involves submitting your mortgage application and patiently awaiting a formal mortgage offer, typically taking around three weeks.

I'm Self-Employed in Mansfield, can I get a mortgage?

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For self-employed applicants, producing at least one year’s worth of accounts is a significant step towards securing your mortgage. Lenders often calculate the maximum mortgage amount by considering the combined sum of salary and dividends. Alternatively, some may base their decision on your net profit.

Can I get a mortgage with past credit issues in Mansfield?

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While prior credit challenges may pose hurdles, securing a mortgage is not entirely out of reach. Extra steps may be required, such as a larger deposit, typically around 10-15%. The specifics vary by lender. If grappling with credit issues, reach out to us. Our diverse panel of specialist mortgage lenders may hold the key to the best available mortgage deal for your unique financial situation.

How much deposit do I need for a mortgage in Mansfield?

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The standard deposit for a mortgage in Beeston typically stands at 5% of the property price. However, for individuals with lower credit scores, deposit requirements may elevate to 10-15%.

Can I get a second mortgage in Mansfield?

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Exploring a second mortgage is indeed plausible for various reasons such as debt consolidation, home improvements, or venturing into buy-to-let. Connect with our mortgage team in Beeston to explore the possibilities.

How long will my Agreement in Principle in Mansfield last?

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The lifespan of an Agreement in Principle typically spans 30-90 days, subject to the lender. If it expires, a seamless renewal process awaits. Reach out to our efficient and friendly mortgage broker in Beeston or your lender to facilitate the renewal.

When should I get my Agreement in Principle in Mansfield?

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Securing an Agreement in Principle before house viewings in Beeston can elevate your offer acceptance chances. This document signals your granted permission to borrow, potentially placing you ahead of other buyers lacking their own Agreement in Principle.

How does the mortgage process in Mansfield actually work?

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Commence your journey by completing our Fact Find, providing an overview of your situation. Your dedicated mortgage advisor in Beeston will then schedule a free consultation, delving deeper into your needs. A subsequent credit check will facilitate obtaining an Agreement in Principle. With supporting documents, you can progress to the final stage – submitting your mortgage application.

How does our free mortgage consultation in Mansfield work?

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In your free mortgage appointment, your dedicated mortgage advisor in Beeston will glean initial information about your personal and financial circumstances. This sets the stage for a tailored approach in searching for competitive mortgage deals that align closely with your needs.

We Search 1000s of Mortgages in Beeston

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Nottinghammoneyman.com & Nottinghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Nottingham, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm

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