Mortgage Broker In Mansfield

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First Time Buyer

Remortgage

Buy to Let

Moving Home

Right to Buy

Help to Buy

Self-Employed

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We strive in providing an open and honest service for those looking for a helping hand with Mortgage Advice in Mansfield. With over 20 years of experience in the mortgage industry, we utilise our extensive knowledge to find the best mortgage product for you.

Give us a call on 0115 860 2193 or book online for your FREE mortgage appointment.

Book Online

Give us a call on 0115 860 2193 or book online for your FREE mortgage appointment.

Malcoms Image

We strive in providing an open and honest service for those looking for a helping hand with Mortgage Advice in Mansfield. With over 20 years of experience in the mortgage industry, we utilise our extensive knowledge to find the best mortgage product for you.

Book Online

Mortgage advice
your way

First Time Buyer

Remortgage

Buy to Let

Moving Home

Right to Buy

Help to Buy

Self-Employed

Specialist

Reviews Stars4.95 Rating273 Reviews

Providing Mortgage Advice in Mansfield

With over 20 years of experience under our belt, we have gained rich knowledge about the mortgage industry and have built a brilliant reputation in providing open and honest Mortgage Advice in Nottingham and Mansfield. This has given us a lot of exposure to a variety of mortgage scenarios which has allowed us to fulfil customers in a variety of situations with mortgage success.

You may be stepping into the mortgage world for the first time, moving into your dream property in Mansfield or looking to remortgage your existing property, either way, our team can help!

 

Here at Nottinghammoneyman, we can search through thousands of mortgage deals with the goal to find you the one perfect for your financial and personal situation. We understand that everyone’s situation is different which is why we have access to a large panel of lenders who offer your regular mortgage products as well as specialist ones too!

 

First Time Buyer in Mansfield

A common consensus among homebuyers taking that first step on the property ladder is that the process is exciting but daunting due to being unsure of what steps to take towards getting their application accepted. This is understandable due to a mortgage being one of the biggest financial commitments that the majority of first time buyers have taken on.

 

Our dedicated team of Mortgage Advisors in Nottingham & Mansfield will work hard to help towards achieving your mortgage goals by finding you the most suitable mortgage and advising on the best steps to take. From the initial point of contact all the way to getting the keys to your dream home, we will keep you constantly updated.

 

Buy to Let in Mansfield

Our team of Mortgage Advisors in Nottingham & Mansfield have built up a brilliant reputation in the buy to let market with many new and existing landlords approaching us to help them obtain a Buy to Let property and grow their portfolios. Furthermore, we have helped landlords buy in their name or with an SPV (Special Purpose Vehicle) like their Limited Company.

 

Remortgage in Mansfield

A remortgage occurs when an existing homeowner is coming towards the end of their initial fixed period. This is the best time for you to look into your options for remortgaging.

 

Remortgaging can be beneficial if you are looking to find a better deal, release some equity to fund home improvement, or raise capital. This is popular with homeowners who are content in their home and are not interested in moving out.

 

Self Employed in Mansfield

The mortgage process for a self employed applicant in Nottingham & Mansfield will be similar to your regular mortgage but with one distinct difference; providing evidence of a consistent and sufficient income. Speaking to a Mortgage Advisor in Mansfield will be key when getting through the mortgage journey.

 

We can go through your case with you as well as find you the most appropriate mortgage deal and the most suitable route to go down in order for you to get through the process towards obtaining a mortgage.

 

Moving Home in Mansfield

Those living in Mansfield or a on the outskirts and are coming to the end of their fixed period may look at the option of moving home. Many look to move home due to wanting more space, better living costs or even just a change in location.

 

The moving home process can have its stresses which is something our team understand. You will be juggling both the buying and selling process from finding a buyer to packing your belongings. Our goal is to provide an open and honest service with the aim to take as much stress away from you so you can focus on the move itself.

 

Equity Release in Mansfield

If you are over the age of 55 and are eligible, you may want to look into the option for an Equity Release. Different to remortgaging to release equity, this option allows you to take this out in the form of a Lifetime Mortgage.

Why Choose Nottinghammoneyman?

With over 20 years in the mortgage industry, we have utilised both our lengthy experience and knowledge and help thousands of customers with varying mortgage needs get through the process towards obtaining a mortgage. We have a fantastic team of Mortgage Advisors in Nottingham & Mansfield who will have gone through the vast majority of mortgage situations.

 

We strive in providing each customer with a tailored service by allocating you a designated advisor and case manager who will have a full understanding of your financial picture which allows them to match you with the best mortgage product for you. As well as this, our team will factor in a range of aspects like how your credit file looks as well as carrying out an affordability assessment.

 

We are Available 7 Days a Week

As mentioned, our team provide a tailored service which is why we are available 7 days a week. This means that you can get in touch with a member of our team at a time that suits you! We are to answer any of your questions and update you on the process while keeping technical jargon to a minimum.

 

Here at Nottinghammoneyman, we offer each customer a free mortgage appointment to speak to one of our advisors. You can book this through our online system or by contacting us and can select a time and date that works with you and your schedule.

 

With the goal of wanting to find you the most appropriate mortgage product, let us provide a helping hand on your mortgage journey.

 

Speak to Your Mortgage Broker in Mansfield

An expert Mortgage Broker in Nottingham and Mansfield can provide the support you need with getting a mortgage. Get in touch with us and let our dedicated team work hard to help you fulfil your mortgage goals with a fantastic mortgage advice service in Mansfield.

 

We have helped First Time Buyers, customers looking to move home and experienced as well as budding landlords looking for a Buy to Let Mortgage. Our team may be able to help you! Book your free mortgage appointment or remortgage review today and see how our expert Mortgage Advisors in Nottingham & Mansfield can help you.

We search 1000's of mortgage deals across a large number of lenders, including:

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About Us

We take a great deal of pride in the level of customer service we provide, it’s at the heart of everything we do. Whether you’re dealing with a mortgage advisor or an administrator, our brilliant team are here all throughout the week until late at night, supporting you and your mortgage needs. We love being responsive to your enquiries!

Find Your Mortgage Broker in Mansfield on Social Media

We’re also quite active on Facebook and Twitter, sharing news and mortgage tips from our website on a daily basis, so it’s always worth checking up to see if there’s something that may help. If you have a mortgage enquiry, we always have someone monitoring the messages ready to respond if needed.

Stress-Free Remortgage Advice in Mansfield

You can worry less when it comes to the remortgage process! You already own your house this time, so this cuts out the property chain. We will do what we can to ensure that this time around things go as quickly and as smoothly as possible.

Common mortgage questions

Your free mortgage consultation with us will last around an hour. During this consultation, your dedicated Mortgage Advisor in Nottingham will get to learn a bit more about your personal and financial situation.


Once your consultation is finished, your Mortgage Advisor in Nottingham will go away and try and find you a perfect mortgage deal tailored to your circumstances. If you love the mortgage offer that they’ve picked out and want to continue, the next step is to submit your mortgage application!

Our mortgage process consists of multiple different steps:

1. Once you get in touch, we will have you carry out our Fact Find so that we can get a bigger picture of your mortgage situation.

2. You’ll undergo your free mortgage consultation, then your dedicated Mortgage Advisor in Nottingham will begin searching for mortgage deals that are tailored to your circumstances. If we find you an offer that you are happy to proceed with, we can get the ball rolling with your mortgage application.

3. We will perform a credit check on you in order to obtain an agreement in principle. Furthermore, we will get some evidential documents from you in order to back up your mortgage application.

4. We will submit your mortgage application and wait for a formal mortgage offer to be issued.

As a Mortgage Broker in Nottingham, we always advise applicants to obtain an Agreement in Principle before viewing properties. Firstly, you’ll need an Agreement in Principle to make an offer on a property. Secondly, having one in place could put you in a position to negotiate prices.

An Agreement in Principle typically lasts for 30-90 days. This timeframe may change depending on the lender that you are using.


If your Agreement in Principle expires, you can easily renew it by getting back in touch with your Mortgage Advisor in Nottingham or your lender.

It’s possible to obtain a second mortgage; as a Mortgage Broker in Nottingham, here are the most common reasons we see for people wanting a second mortgage:

– Debt consolidation
– Home Improvements
– Buy to Let
– Other, e.g. for a Family Member, Holiday Home, etc.

High street mortgage lenders will usually ask for a minimum of a 5% deposit. This percentage may be higher depending on if you’ve had previous bad credit issues.

If you’ve had bad credit issues in the past, you may find it a little harder to get a mortgage, but that isn’t saying you still can’t get one!

Lenders may ask for a slightly higher deposit if you’ve had bad credit in the past. Some lenders may ask for a deposit of around 10-15%.

If you are able to submit at least one year’s of accounts, the more likely you are of being able to obtain a mortgage. Most of the lenders that we use look at your salary plus dividend to calculate the maximum mortgage amount. Others may go off your net profit, it all depends on the lender.

  • Photo ID (Driving license, Passport, etc.).
  • Proof of Address (Utility bills, tax bills, credit card statements, etc.).
  • Latest 3 months’ payslips & Latest P60 (employed applicants)
  • Latest 2 years’ tax calculations and corresponding overviews (self-employed applicants)
  • 3 months’ bank statement proving the deposit being built-up with an explanation for any large credits.

Your free mortgage consultation in Nottingham will usually last around an hour. Following the consultation, we can turn around an Agreement in Principle for you within 24-hours. Now it’s just the case of submitting your mortgage application. A formal offer can take around three weeks on average to come back.

Nottinghammoneyman.com & Nottinghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it
to the Financial Ombudsman Service, which can be contacted as follows

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR
www.financial-ombudsman.org.uk

© 2023 Nottinghammoneyman

Nottinghammoneyman, Gothic House, Barker Gate, Lace Market, Nottingham, NG1 1JU.

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