If you need mortgage advice for a buy to let in Nottingham, you’ve come to the right place. Our knowledgeable and skilled buy to let mortgage advisors have been helping landlords for the past 20 years – we’re experts within this field.
As a mortgage broker in Nottingham, it is our job to guide you through the whole buy to let mortgage process. We will also try and find you a buy to let mortgage product tailored to your specific financial situation as a landlord.
There are many different reasons for landlords to invest in a Buy to Let in Nottingham. Some do it for future property/capital growth, whilst others do it to supplement their current income. Some see it as a long term investment, looking at retirement planning. If you are looking for buy to let mortgage advice in Nottingham, book a free mortgage appointment today.
Are you planning to buy your buy to let in Nottingham through a limited company (SPV)? If so, we can help!
Our buy to let mortgage advisors in Nottingham are also highly qualified when it comes to working with specialist buy to let situations. The team would be more than happy to run through all of your possible buy to let options with you.
We can also help with HMO’s and holiday lets too, if that’s something that you’re interested in. If you want to speak with a professional about taxation benefits, you will need to contact a tax adviser.
The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.
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4.95 Rating326 Reviews
Gabriel
The Nottingham moneyman team have been fantastic. Our house buying process was far lengthier and more complicated than we had expected but they were there every step of the way. Very responsive and always helpful. Would definitely recommend them to...
1 month ago
Jessica
My dedicated advisors, Charlie and Jo, have been absolutely fantastic in helping me to navigate the very stressful task of purchasing my first home. Many thanks to both
2 months ago
Dave
Quick and efficient service, Charlie very nice to deal with and gave clear advice. Debbie was diligent, friendly and clear. Appreciate the assistance with securing a mortgage at a reasonably tricky time for borrowing.
2 months ago
Andrew
Would recommend this company. Good service.
2 months ago
Anonymous
Dealt with everything very efficiently and sorted out a minor issue very quickly. Good communications.
3 months ago
Mr James
3rd mortgage I've got through Chris and the team! 10/10 will use again.
3 months ago
Anonymous
We first used Nottingham Money Man 5 years ago, our case was far from straight forward however Matt made the whole process easy. This lead us back to using Nottingham Money Man again recently as our fix term was due to expire. This time I dealt with...
3 months ago
Shahram
Everything was absolutely perfect. Very specialized team specifically Charlie.
3 months ago
Mr Sam
Great service, very informative and kept us up to date with the progress
4 months ago
Sarah
Thank you so much for getting our mortgage for us! Wasn't a straight forward mortgage and you sorted everything out for us stress free! Excellent response from you and your team! Will be recommending you to everyone! Thanks again Sarah
4 months ago
Anonymous
Really happy with the whole process
4 months ago
Richard
I’ve been back to Moneyman a few times. They are pleasant, helpful, profesional & I trust them. I’d highly recommend the service & I will use them again in the future.
5 months ago
Natasha
Excellent service very quick and super helpful will definitely recommend to family and friends.
5 months ago
Karen
Dinah and Debbie were extremely knowledgable about their products and were able to recommend a mortgage based on our needs. They were very friendly and kept us upto date and informed throughout.
5 months ago
Laura
The whole team were really helpful and always on hand to answer any queries. They were supportive and would go above and beyond to help.
6 months ago
Mark
Excellent service, very informative and extremely helpful throughout the application process.
6 months ago
Macauley
Brilliant company
6 months ago
Phoebe
Great advice, easy to contact & quick to respond to queries (even minor ones). I feel confident that Daniel helped us to find the best option for our situation at this time, couldn’t ask for more.
6 months ago
Grace
Matt and Meghan have been brilliant throughout the process of applying for a new mortgage. Matt’s expertise has been much appreciated and we won’t hesitate to contact you again in the future and recommend to friends.
7 months ago
Callam
Very helpful and always answered questions and calls quickly
7 months ago
The amount of deposit a landlord needs to secure a mortgage for a rental property can vary depending on several factors, including the lender’s requirements, the type of mortgage, the landlord’s financial situation, and the property’s purchase price.
Yes, it is possible to acquire a property through a limited company in Nottingham for buy to let purposes. Many landlords opt for this approach due to potential tax advantages and liability considerations. To understand the specifics of setting up a limited company for this purpose, it’s recommended to seek guidance from a legal advisor.
The amount a landlord can borrow for a buy-to-let mortgage depends on various factors, including the lender’s criteria, the rental income potential of the property, the landlord’s financial situation, and the property’s value.
One of our mortgage advisor in Nottingham can help you determine your realistic investment goals based on your financial situation and market conditions.
We can also explain the differences between interest-only and repayment mortgages, and help you decide which type of mortgage is best suited to your investment strategy, if you don't know so already.
This application will include all required documents, such as proof of income and identification. The lender will then assess your projected rental income to ensure you can afford monthly payments and any additional costs, such as maintenance and repairs.
After obtaining your buy to let mortgage and purchasing your rental property, it is important to maintain relevant insurance coverage to protect your and your mortgage.
If you’re thinking about maybe turning your current home into a buy to let in Nottingham before moving onto a new property, we would advise that you take the time to speak with a mortgage broker in Nottingham, like us! We may be able to help!
Here at Nottinghammoneyman, our established team of Mortgage Advisors in Nottingham know the in and outs of the Buy to Let mortgage market. We have in-depth experience in dealing with buy to let mortgages, forming strong relationships with landlords and support applicant in finding the best mortgage perfect for their circumstance.
Our mortgage advisors in Nottingham would be able to help arrange your new purchase and existing property mortgage should you wish. You may also be able to remortgage your current property onto a buy to let and at the same time, raise money for a deposit towards a new home. By speaking with an expert, you’ll be provided with a reliable service and transparent service.
Our goal as an open and honest Buy to Let Mortgage Broker in Nottingham, is to ensure our customers are supported and well informed throughout the process. As a part of our tailored service, we are available seven days a week so we can get in touch when its best for you. Buy to Let mortgages aren’t as straightforward and easy as you prefer. Our team can help you overcome the obstacles on the way during your journey.
As a mortgage broker in Nottingham, this is the most common option for buy to let in Nottingham. This is where the landlord is buying with the sole intention of renting out the property.
This is a specialist but popular type of buy to let in Nottingham. A HMO is a property that is shared by multiple households. This means that you’ll get individual rent payments from each tenant.
You should speak with your local authority to find out the rules and requirements for a HMO buy to let in Nottingham.
For landlords with a large buy to let portfolio, we’ve found that it’s becoming more common to invest in buy to let through a limited company special purpose vehicle (SPV).
Despite having to pay higher interest rates through this method of buy to let, you may be able to save money on tax.
This option for buy to let in Nottingham is for people looking to purchase a holiday home to rent out. Our mortgage advisors in Nottingham will be able to go through these details with you.
As a mortgage broker in Nottingham, we work with a large number of mortgage lenders, including a broad range of specialist lenders for buy to let in Nottingham. Our team have in-depth knowledge of each lender and their different lending criteria.
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