Getting Mortgage Advice in Nottingham

As a mortgage broker in Nottingham, we are dedicated to providing support and guidance throughout your mortgage journey. We strive to make this experience as seamless and stress-free as possible.

Furthermore, our team aims to find the most competitive mortgage deal tailored to your specific financial and personal circumstances. We do this by searching through 1000s of mortgage options.

Allow us to provide an in-depth overview of our services for your better understanding:

How does our process work?

Getting mortgage advice in Nottingham has never been easier. Our flexible and accessible approach to booking an appointment puts the power in your hands. You get to choose the date and time that works for you!

Here, we look at our simple process and how your mortgage advisor in Nottingham will be working with you throughout the mortgage process:

Initial Consultation:

Your mortgage process begins as soon you make contact with a member of our team. Whether this is via our website, by giving us a call or by dropping us an email, this is the start of your mortgage journey.

During this discussion, we will gather some essential details to better understand your mortgage needs and objectives. This will help us accurately determine your ideal mortgage advisor in Nottingham.

After a quick introductory chat, we set up an appointment for your free mortgage appointment with your personally assigned mortgage advisor in Nottingham.

Free Mortgage Appointment:

Your free mortgage appointment involves a more detailed conversation with your dedicated mortgage advisor in Nottingham. Their role is to evaluate your mortgage needs meticulously.

Your mortgage advisor will also work out how much you can borrow for a mortgage in Nottingham based on your income, outgoings and credit. This is a pivotal part of your mortgage process.

Shortly after this appointment, they will be able to start searching through 1000s of mortgage products to find the most suitable for your personal and financial situation.

Mortgage Agreement in Principle (AIP):

Your mortgage advisor in Nottingham will promptly arrange an AIP within 24 hours of your free mortgage appointment. An AIP provides evidence that a lender is prepared to let you borrow from them, a vital step in the home buying process.

However, this is “agreed in principle” of you providing the required evidential documentation, including income proof, credit score, and more.

With an AIP, you can confidently search for your dream home and make backed-up offers. Meanwhile, we will start collecting documentary evidence to support your mortgage application.

Mortgage Application:

Once you have had an offer on a property accepted and we have found you the perfect deal to go with it, we can advance to the next stage in the process – preparing your mortgage application.

From this point in your process, you will be assigned a dedicated case manager who will help you prepare and send off your mortgage application. They will also ask for a series of documents to support your income and mortgage affordability.

Once we verify all your documents, we can proceed to the mortgage application submission phase. We meticulously assess whether your application meets the credit scoring criteria before submission to avoid the risk of rejection.

Once submitted, updates regarding your application’s progress will be passed onto you as soon as we receive them.

As soon as the application is accepted, we inform you immediately. Congratulations, you are one step closer to owning your new home!

Tailoring Our Services

Beyond our usual operations, we also assist those experiencing difficulties going through traditional mortgage channels.

Our mortgage advisors in Nottingham have over 20 years of success in handling challenging cases. Even if your bank has turned you down, our expert team will do their best to secure a mortgage offer for you.

Excellent Customer Service

Client satisfaction is at the core of our operation. With extensive experience in the mortgage industry, we have collected numerous glowing customer reviews.

These testimonials stand as symbols of our commitment and determination. Each piece of feedback propels us to do better and offer bespoke mortgage solutions.

To learn more about our client experience, please take a look at our 5-star reviews. You might even find an account that mirrors your situation.

Contact a Mortgage Advisor in Nottingham Today

Now that you know all about our service and our process, the ball is in your court to reach out!

Remember, we are at your disposal 7 days a week for your convenience. Book your free mortgage appointment online today, whether you are a first time buyer in Nottingham or moving home in Nottingham, we are looking forward to hearing from you!

Date Last Edited: February 21, 2024