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Want To Buy A Property? 9 Question To Ask Yourself First

First time buyer mortgage advice in Nottingham

We often find that first time buyers in Nottingham like yourself can sometimes see the entire homebuyer experience stressful. It doesn’t have to be that way. To help you get prepared. This article will feature a shortlist of top questions to ask when considering enquiring about a property.

9 Questions to ask yourself before buying your first home

1. How much interest has there been in the property/development?

It’s always worth finding out how many people have viewed or enquired about the exact property you are after. Giving you a more accurate measure of how much time you have before making a definitive decision. After all, this will be one of, if not the most significant financial commitments in your life.

2. Is there a property chain?

If there is no onward chain, you will likely be able to move quickly, especially if you are not part of a chain yourself. In addition, if there is no need to sell your property first, you will have more advantages as a buyer as you will not hold up the home buying process.

3. What comes with the sale?

New build properties often come with extras to incentivise you to buy the house. In addition, they sometimes come with optional extras you can purchase brand new and ready for you on your moving day.

If you are not buying a new build property, some previous homeowners like to leave items behind to save on costs, which could work in your favour. These can include and not limited to a washing machine, fridge, freezer, or typically a shed if the property has a garden shed.

4. Are the neighbours friendly?

Try to gain insight into your new neighbours. as a good or bad neighbour, the experience can frequently make or break your experience of living in the property.

5. How much does it cost to run?

Running costs can depend on the property location. It’s always best to find out how much the Council Tax and the average spend on utilities by asking the seller or researching online.

6. Which way does the house face?

Suppose you like relaxing in the garden in late summer evenings or reading books in the conservatory —the direction the house faces can make such an important difference.

7. After moving in, how much work will be needed?

When you move into your new home, you will often want to decorate your tastes and what other work needs to be done around the property. We tend to find older properties; you may have some ‘fixes’ or repairs to make. Or make improvements to energy efficiency, insulation and garden work.

8. Are you open to offers?

Negotiating on a property price is a pretty standard part of the house-buying process. Therefore, it’s essential to be as prepared as possible to make an offer on a property that you like. You can learn more about improving negotiating on a property price and being one step ahead here.

9. When can we move in?

By setting a date in your diary, you can plan your other jobs, such as instructing a conveyancing solicitor, packing your belongings and arranging a removal van to bring your belongings to the new property.

Nottinghammoneyman.com & Nottinghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
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